Unfortunately, our lenders will not be able to provide you with a mortgage quote at this time because you indicated that your credit rating was poor. Very few lenders are currently able to offer mortgages to borrowers with a credit score of less than 640. However, there are steps that you can take to secure the right loan for you.
What should you do next?
We recommend you determine your exact credit score using a service such as FreeCreditClick.com. It takes only seconds to sign up for your FREE Credit Report Card and view your credit scores. Checking your credit in this way will NOT harm your credit score. Once you know your credit score:
- Credit better than you thought? If your Credit Report Card shows that you have good or excellent credit you can apply for a loan right away today!
- Still got work to do? If you confirm that your credit score is poor you can begin to take steps to improve your score. A good place to start is the FTC’s website that explains how to start repairing your credit.
Take the first step to a new mortgage today: