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FHA Loans · Refinance

FHA Cash-Out Refinance: Access Your Home Equity

August 11, 2022

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%.  What is an FHA cash-out refinance? […]

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Most Recent

Non-Conforming Loans The Complete Guide

Niche Mortgage Products

Non-Conforming Loans: The Complete Guide

August 11, 2022

What is a non-conforming loan? A non-conforming loan is any mortgage that is not partly guaranteed by a government department or agency. Conforming loans are conventional loans that meet the […]

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FHA streamline refinance with a second mortgage

FHA Loans · News

Complete an FHA Streamline Even if You Have a Second Mortgage

August 11, 2022

Some buyers find that they have built equity in the home a few years after buying it using an FHA mortgage. So they take out a home equity loan or […]

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Understanding Mortgages

Why You Should Avoid Large Bank Deposits During the Mortgage Application Process

August 11, 2022

Usually when a sizable amount of money is deposited into one of your accounts, it’s time to celebrate — except while you’re waiting for a mortgage loan approval. Under this […]

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What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

Ask Tim · FHA Loans

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

August 11, 2022

What happens when a property is being sold as-is and the seller will not do repairs but the home doesn’t meet FHA minimum property standards (MPS)? How does the buyer […]

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What is an assumable mortgage and should you get one?

Mortgage Strategy

What Are Assumable Mortgages and How Can You Get One?

August 11, 2022

When Carol Addy began in the mortgage industry more than 20 years ago, assumable mortgages were quite well known. Some of them even allowed the buyer to take over someone’s […]

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Cash Out Refinance · Refinance · Understanding Mortgages

Best Ways to Finance a Pool

August 11, 2022

Many homeowners dream of having their own swimming pools, especially after the heat of summer settles in. But after checking the price tag, a lot of would-be pool owners give […]

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How a cash out refinance can pay off your debt

Cash Out Refinance · Homeowner Tips

Should You Pay Off a Car Loan With a Cash-Out Mortgage?

August 11, 2022

A cash-out refinance allows homeowners to convert their accrued home equity into cash. This cash can be used for anything, including paying off other loans. But is paying off your […]

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How Do I Remove PMI On My Conventional Loan_

Homeowner Tips

How Do I Remove PMI On My Conventional Loan?

August 11, 2022

When it comes to buying or refinancing a home, the first questions that typically come to mind are the ones associated with interest rate, monthly payment, and closing costs. After […]

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What does it mean if my mortgage is sold

Understanding Mortgages

My Mortgage Has Been Sold. Am I In Trouble?

August 11, 2022

Question: We received a letter from our lender saying our mortgage has been sold to someone else. Have we done something wrong? Is there some kind of problem here? Answer: […]

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    • FHA Cash-Out Refinance: Access Your Home Equity
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    • Complete an FHA Streamline Even if You Have a Second Mortgage
    • Why You Should Avoid Large Bank Deposits During the Mortgage Application Process
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