January 20, 2022
Mortgage Rates Today The number of mortgage applications decreased 7.1% as reported by Mortgage Bankers Association. “Applications to buy a new home slowed in December, while the activity remained tilted […]
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January 20, 2022
Homeowners who have waited patiently to see if rates will go lower finally have their chance. According to Freddie Mac, the 30-year fixed-rate mortgage fell to the lowest rate ever […]
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January 10, 2022
If you want to buy a home without a large down payment, there are plenty of government-backed programs available. But the opportunities don’t end there. Fannie Mae and Freddie Mac […]
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December 26, 2021
When you think of more than one name on a mortgage application, you probably assume it’s a married couple. However, there are lots of other people who enter into buying […]
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December 26, 2021
Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]
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December 23, 2021
If you are serious these days about buying a house, or even if you’re just looking at homes, there is one thing you’d better get — a mortgage pre-approval. It […]
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Home Buying · News · USDA Home Loans
December 23, 2021
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home […]
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Conventional Loans · News · Refinance
December 23, 2021
A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]
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Conventional Loans · Home Buying · News
December 23, 2021
What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]
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December 13, 2021
Editor’s note: The USDA streamline refinance pilot program has been rolled out nationwide. It is now available in all 50 states and is called the USDA streamlined-assist refinance. The USDA […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
