Mortgage Rates

Current Mortgage Interest Rates

January 21, 2021

Mortgage Rates Today Mortgage applications decreased last week, driven by last week’s uptick in interest rates, as reported by Mortgage Bankers Association. “After a post-holiday surge of refinances, higher rates […]

Uncategorized

Mortgage Refinance Relief Banks Don’t Want You Knowing

January 18, 2021

The Fed just issued its first emergency rate cut since the 2008 financial crisis. And rates have fallen to all-time lows. Homeowners who have waited patiently to see if rates […]

FHA Loans · Understanding Mortgages

Senior Citizens Can Be Successful at Getting Mortgages

January 18, 2021

A couple in their mid-70s just recently purchased a home and got a mortgage to move closer to their children and grandchildren. They decided on Home Equity Conversion Mortgages (HECM) […]

Home Buying · Investment Properties

How To Rent Out Your House and Buy Another | Lending Rules

January 15, 2021

Should you rent out your current home to buy again? Figure out the tax implications, whether you qualify, and even the emotional attachment to your home. “Becoming a landlord can be […]

Conventional Loans · Home Buying · News

How to Get a Conventional 97 Loan | Requirements 2021

January 15, 2021

What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]

Niche Mortgage Products

Non-Conforming Loans: The Complete Guide

January 14, 2021

Conventional Loans · Home Buying

Buy a House in 2021 with a Conventional Loan

January 14, 2021

Also known as conforming loans, conventional loans “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and homebuying flexibility. So, it’s […]