Conventional Loans · Understanding Mortgages
November 22, 2021
Comparing fixed-rate and adjustable-rate mortgages Most home shoppers choose fixed-rate mortgages without much thought about adjustable-rate mortgages. But you may be surprised to learn both types of mortgages have advantages. […]
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November 18, 2021
Mortgage Rates Today The number of mortgage applications decreased 2.8% as reported by Mortgage Bankers Association. “Refinance applications decreased for the seventh time in eight weeks, as mortgage rates moved […]
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November 18, 2021
Homeowners who have waited patiently to see if rates will go lower finally have their chance. According to Freddie Mac, the 30-year fixed-rate mortgage fell to the lowest rate ever […]
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November 16, 2021
For some borrowers, saving $100 or $150 a month won’t justify parting with thousands of dollars in cash upfront. But there are ways to lower the cost of refinancing.
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September 29, 2021
Low Income Home Loan Options Give You Hope Thanks to the many low-income home loans available today, you can be a homeowner even if you don’t make a lot of […]
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September 29, 2021
In a rising market, like the one many home buyers are experiencing, it’s possible for buyers to come up short on financing when the appraised home value is less than […]
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September 29, 2021
Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]
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September 29, 2021
A mortgage pre-approval letter is a document from a lender confirming their willingness to lend you a specified maximum amount of money.
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Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance
September 29, 2021
Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]
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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans
September 29, 2021
100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
