April 6, 2020
When you think of more than one name on a mortgage application, you probably assume it’s a married couple. However, there are lots of other people who enter into buying […]
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April 2, 2020
Mortgage Rates Today Mortgage dropped this week, as reported by Mortgage Bankers Association. This led to a jump in refinance activity, said Joel Kan, MBA Associate Vice President of Economic […]
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April 1, 2020
Putting Investment Property Equity To Work Cash out refinancing for primary residence (owner occupied) homes are gaining in popularity, but so are cash out loans for investment properties. While they […]
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March 18, 2020
It’s exciting to finally have no more mortgage payments. But now that you have all that equity in your home, is it possible to get another mortgage to use for […]
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Home Buying · Understanding Mortgages
March 18, 2020
Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgages. Check your loan eligibility today. Life hasn’t always been easy for […]
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FHA Loans · Home Buying · Understanding Mortgages
March 17, 2020
There are quite a few loan options available to buy fixer upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and […]
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Ask Tim · FHA Loans · News · Refinance
March 17, 2020
The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]
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March 13, 2020
The news is inundated with stories of lenders making it tough for some borrowers to qualify. While that happens, lenders still allow applicants to qualify with some downright odd types of […]
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Home Buying · Understanding Mortgages
March 13, 2020
Typically those who buy a home can only take advantage of the best interest rates and terms if it is an “owner occupied” property, meaning they plan to live in […]
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Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans
March 9, 2020
Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
