FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

March 5, 2021

There are quite a few loan options available to buy fixer-upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as […]

Read More...

Home Buying · Understanding Mortgages

Can you Get a Mortgage with Disability Income?

March 5, 2021

Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Check your loan eligibility today. Life hasn’t always been easy […]

Read More...

More

Home Buying

5 Surprising Income Types Mortgage Lenders Still Allow

March 5, 2021

The news is inundated with stories of lenders making it tough for some borrowers to qualify for mortgage loans. But while that can be true, borrowers with unique circumstances shouldn’t […]

Read More...

Home Buying · Understanding Mortgages

The Best Way to Buy a Home for a Disabled Adult Child

March 5, 2021

Typically those who buy a home can only take advantage of the best interest rates and mortgage terms if it is an “owner-occupied” property, meaning they plan to live in […]

Read More...

Home Buying · Understanding Mortgages

Borrowing from your 401k or IRA for a Down Payment

March 4, 2021

Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]

Read More...

Home Buying

Condominium and Townhouse Loans: Differences and Similarities

March 4, 2021

Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]

Read More...

Home Buying

Must-Know Tips for Unmarried Home Buyers

February 12, 2021

Most couples used to get married before making any major financial decisions together. But today, one in four unmarried couples between 18 and 34 buy a house together, according to […]

Read More...

Ask Tim · Credit · Home Buying

How Long After a Foreclosure Can I Buy a Home?

February 8, 2021

Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Mortgage lenders don’t like to see a foreclosure on […]

Read More...

Home Buying · USDA Home Loans

USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?

February 5, 2021

There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a guaranteed loan […]

Read More...

Home Buying · Understanding Mortgages

Cosigning a Mortgage for an Adult Child

February 5, 2021

Your adult child is hardworking and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them to […]

Read More...

Get Free Quote

Choose Loan Type:

Conventional Refinance VA Streamline Refinance FHA Streamline Refinance Home Purchase Conventional Home Purchase FHA Home Purchase USDA Home Purchase



Choose Your State:

Choose Your State... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming







• Search

• As Seen On

  

• Tim Lucas

  

  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

• Subscribe to our Mailing list

  Don't miss important home loan updates. Sign up for our newsletter. Your privacy is assured. More

  * indicates required

  Email Address *

  First Name

  Last Name

  
  
• 

• Categories

  • Ask Tim
  • Cash Out Refinance
  • Conventional Loans
  • Credit
  • Expert Interviews
  • FHA Loans
  • HARP
  • HARP 3.0
  • Home Buying
  • Homeowner Tips
  • Investment Properties
  • Jumbo Loans
  • Mortgage Rates
  • Mortgage Strategy
  • News
  • Niche Mortgage Products
  • Private Mortgage Insurance
  • Q&A
  • Real Estate Market
  • Refinance
  • Uncategorized
  • Understanding Mortgages
  • USDA Home Loans
  • VA Home Loans

• Recent Posts

  • Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?
  • Can you Get a Mortgage with Disability Income?
  • 5 Surprising Income Types Mortgage Lenders Still Allow
  • The Best Way to Buy a Home for a Disabled Adult Child
  • Mortgages That Don’t Require A 20% Downpayment