Home Buying

Low-Income Mortgage Loans for 2021

September 29, 2021

Low Income Home Loan Options Give You Hope Thanks to the many low-income home loans available today, you can be a homeowner even if you don’t make a lot of […]

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Home Buying

What To Do When The Appraised Value is Lower Than the Selling Price

September 29, 2021

In a rising market, like the one many home buyers are experiencing, it’s possible for buyers to come up short on financing when the appraised home value is less than […]

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Home Buying

Mortgage Pre-Approval Letter: The Complete Guide

September 29, 2021

A mortgage pre-approval letter is a document from a lender confirming their willingness to lend you a specified maximum amount of money.

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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans

100% Financing Home Loans 2021 (USDA, VA, FHA)

September 29, 2021

100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]

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Home Buying · News · USDA Home Loans

USDA Home Loans | Zero-Down Eligibility & Qualification [Updated for 2021]

September 29, 2021

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home […]

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Home Buying

Mortgages for Condos & Townhomes | Financing Options 2021

September 29, 2021

Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]

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Conventional Loans · Home Buying · News

How to Get a Conventional 97 Loan | Requirements 2021

September 29, 2021

What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]

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Home Buying

Co-Owning a House with Friends, Relatives and Others: Facts You Absolutely Need to Know

September 23, 2021

When you think of more than one name on a mortgage application, you probably assume it’s a married couple. However, there are lots of other people who enter into buying […]

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Home Buying

Buying a House With a Boyfriend or Girlfriend

September 23, 2021

Most couples used to get married before making any major financial decisions together. But today, one in four unmarried couples between 18 and 34 buy a house together, according to […]

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Home Buying · Understanding Mortgages

How to Write a Letter of Explanation | Template and Examples

September 23, 2021

When you’re asked to write a letter of explanation by a mortgage underwriter, look at this as a valuable opportunity to clearly communicate your situation. The letter of explanation may […]

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