Dawn Papandrea is a writer specializing in personal finance. She writes for Family Circle, CreditCards.com, and more. Follow her on Twitter or visit her website.
What a difference a year makes when it comes to VA home loans for purchasing a home and using the popular program for refinancing. According to the Department of Veterans […]
Many still hold the idea that you couldn’t (or shouldn’t) buy a home unless you had a 20 percent down payment. But with the price of homes being what they are, […]
Experts knew home prices had to cool down at some point, and it seems that it started to happen toward the end of 2014 and early 2015. According to the […]
So many factors go into deciding to transition from renting to owning. You have to consider your personal goals such as if you’ll stay in the same area; if your […]
Fannie Mae and Freddie Mac now allow mortgages with down payments as low as 3 percent. The move provides direct competition with FHA loans. But will loosening the down payment requirements […]
About a year and a half ago, everyone seemed to be refinancing their homes, while fewer people were applying for purchase mortgages. In fact, 62 percent of the market in […]
If there’s one truth about home buying after the housing market crash, it’s been anything but conventional. That’s because lenders tightened their grip on loans, making qualifications stricter, and therefore […]
Home refinancing has made headlines in recent years, but the stories typically revolve around government-sponsored programs that help distressed homeowners. Now owners are coming out on top as home prices […]
If you’re a potential or recent home buyer, you’ve been spoiled by some of the lowest interest rates in history over the last couple of years, which have gone below […]