Mortgage Rates

Current Mortgage Interest Rates

January 21, 2021

Mortgage Rates Today Mortgage applications decreased last week, driven by last week’s uptick in interest rates, as reported by Mortgage Bankers Association. “After a post-holiday surge of refinances, higher rates […]

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Mortgage Rates · News · VA Home Loans

VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

December 12, 2020

A VA Streamline Refinance is also known as an Interest Rate Reduction Refinance Loan, or IRRRL, because it is designed to help homeowners lower their mortgage rate quickly and easily. […]

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Mortgage Rates · Understanding Mortgages

5 Year Fixed Mortgage Rates and Loan Programs

October 5, 2020

You can create your own 5-year fixed mortgage and own your home outright in five years. Fixed mortgages with shorter terms can create incredible interest savings. But shorter-term mortgages also […]

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FHA Loans · Mortgage Rates · Refinance

FHA Loans Getting Approved At High Clip

February 12, 2020

FHA loans closed at the highest clip in the past 18 months. Over 74.2 percent of FHA loans closed in the month of December, up from about 74 percent in […]

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Home Buying · Mortgage Rates · Understanding Mortgages

A 1% Rate Increase will Decrease Your Buying Power by 11%

January 24, 2020

How interest rates affect buying a home How do interest rates affect buying power when you’re searching for your next home? Will you have to settle for a less-nice house […]

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Mortgage Rates · News

Home Buyers Becoming More Optimistic Of Market

July 14, 2017

While there is still a seller’s market for housing, home buyers are starting to have a more positive outlook for the next year. In June, the overall sentiment for buying […]

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Home Buying · Mortgage Rates · Mortgage Strategy · News

Fed Votes To Raise Rates For Second Time This Year

June 14, 2017

After their two-day meeting concluded on June 14, the Federal Open Market Committee (FOMC) voted to raise the federal funds rate by one-quarter of a percentage point. This will increase […]

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Mortgage Rates · News

Fed Votes To Keep Their Rate Unchanged

May 3, 2017

After their two-day meeting concluded on May 3, the Federal Reserve announced that they voted to maintain their current target rate. That means that their rate will still be in […]

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Mortgage Rates · News

Mortgages Closing Near Record Pace

April 21, 2017

Last month, mortgage rates began to drop and home buyers tried to take advantage of the shift in rates. Fortunately for them, mortgages closed near a record pace in the […]

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Mortgage Rates · News

Fed Raises Rates For Third Time In Past 16 Months

March 15, 2017

The Federal Reserve voted to raise their interest rate after their two-day meeting concluded on March 15. This was largely expected after the Fed chairwoman Janet Yellen announced a few […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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