Mortgage Rates

Current Mortgage Interest Rates

August 22, 2019

Mortgage Rates Today Despite approximately 9.7 million refinance-eligible homeowners that could benefit from a refinance, the surge in demand may make it harder for some homeowners to qualify, as reported […]

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Mortgage Rates · News · VA Home Loans

VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

June 1, 2018

A VA Streamline Refinance is also known as an Interest Rate Reduction Refinance Loan, or IRRRL, because it is designed to help homeowners lower their mortgage rate quickly and easily. […]

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Mortgage Rates · News

Home Buyers Becoming More Optimistic Of Market

July 14, 2017

While there is still a seller’s market for housing, home buyers are starting to have a more positive outlook for the next year. In June, the overall sentiment for buying […]

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Home Buying · Mortgage Rates · Mortgage Strategy · News

Fed Votes To Raise Rates For Second Time This Year

June 14, 2017

After their two-day meeting concluded on June 14, the Federal Open Market Committee (FOMC) voted to raise the federal funds rate by one-quarter of a percentage point. This will increase […]

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Mortgage Rates · News

Fed Votes To Keep Their Rate Unchanged

May 3, 2017

After their two-day meeting concluded on May 3, the Federal Reserve announced that they voted to maintain their current target rate. That means that their rate will still be in […]

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Mortgage Rates · News

Mortgages Closing Near Record Pace

April 21, 2017

Last month, mortgage rates began to drop and home buyers tried to take advantage of the shift in rates. Fortunately for them, mortgages closed near a record pace in the […]

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Mortgage Rates · News

Fed Raises Rates For Third Time In Past 16 Months

March 15, 2017

The Federal Reserve voted to raise their interest rate after their two-day meeting concluded on March 15. This was largely expected after the Fed chairwoman Janet Yellen announced a few […]

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Mortgage Rates · News

Home Buying Sentiment Rises To Highest Recording Ever

March 13, 2017

Ever since home buying sentiment has started being tracked, there has never been more confidence in the housing market than there is right now. According to Fannie Mae’s Home Purchase […]

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Mortgage Rates · Mortgage Strategy · News

February Job Growth Sets Up Rate Hike

March 10, 2017

Job growth over the past month exceeded expectations, continuing a trend of the economy growing quicker than expected. For home buyers, this almost certainly means higher mortgage rates. In the […]

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Home Buying · Mortgage Rates · Mortgage Strategy

When Should I Lock In My Mortgage?

March 9, 2017

When you’re in the process of getting a home loan, at some point you’ll have to lock in your mortgage rate. This might be months in advance, mere days before […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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