Conventional Loans | My Mortgage Insider

Complete guide to using a conventional streamline refinance

Conventional Streamline Refinance Guidelines and Rates 2021

January 22, 2021

A conventional refinance is any refinance loan that conforms to guidelines set by Fannie Mae or Freddie Mac. This type of refinance is available with as little as 3% equity […]

Conventional Loans · Home Buying · News

How to Get a Conventional 97 Loan | Requirements 2021

January 15, 2021

What is a Conventional 97 Loan Program? The 97% loan-to-value (LTV) purchase program allows homebuyers to purchase a single-family home, condo, co-op, or PUD with just a 3% down payment. […]

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Conventional Loans · Home Buying

Buy a House in 2021 with a Conventional Loan

January 14, 2021

Also known as conforming loans, conventional loans “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and homebuying flexibility. So, it’s […]

Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback 80 10 10 Loans Will Save You Money in 2021

January 1, 2021

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

Cancel your FHA Mortgage Insurance Today

Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

How To Get Rid Of PMI MIP On An FHA Loan | 2021

January 1, 2021

An FHA loan sounded like a good idea at the time. Now, not so much. That’s what many FHA home buyers are saying. The reason: high mortgage insurance premiums, month […]

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2021 Loan Limits and Guidelines

January 1, 2021

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Payment Difference between FHA and Conventional 97 - Conventional 95

Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

Which is Better: FHA or Conventional Loan?

September 16, 2020

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]

Conventional Loans · Home Buying · Understanding Mortgages

Buy a Home for an Elderly Parent and Get Lower Interest Rates

May 12, 2020

You can buy a house for an elderly parent and get better interest rates by classifying it as “owner occupied.” The Family Opportunity Mortgage is a great way to help aging parents.

Buying a home with less than 20 percent down

Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 9, 2020

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

Conventional Loans

Conventional Mortgage Down Payment Requirements

March 1, 2020

You want the best mortgage for your lifestyle and your pocketbook. Choosing between a conventional mortgage or a government-backed loan such as a Federal Housing Administration (better known as FHA) […]

Category: Conventional Loans

Conventional Streamline Refinance Guidelines and Rates 2021

How to Get a Conventional 97 Loan | Requirements 2021

More

Buy a House in 2021 with a Conventional Loan

Piggyback 80 10 10 Loans Will Save You Money in 2021

How To Get Rid Of PMI MIP On An FHA Loan | 2021

Conventional Refinance Rates, 2021 Loan Limits and Guidelines

Which is Better: FHA or Conventional Loan?

Buy a Home for an Elderly Parent and Get Lower Interest Rates

Mortgages That Don’t Require A 20% Downpayment

Conventional Mortgage Down Payment Requirements

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