Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

When Can You Drop PMI on an FHA Loan? | 2022

August 29, 2022

FHA loans are popular for a good reason. They help home buyers get competitive mortgage rates even if they have lower credit scores or higher monthly debts. But this loan […]

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Conventional Loans · Home Buying · News

How to Get a Conventional 97 Loan | Requirements 2022

August 29, 2022

What is the conventional 97 loan program? The Conventional 97 program allows homebuyers to get a conventional mortgage loan with only 3% down. The program is named for the 97% […]

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Conventional Loans

Conventional Streamline Refinance | Guidelines & Rates 2022

August 11, 2022

A conventional refinance is any refinance loan that conforms to guidelines set by Fannie Mae or Freddie Mac. This type of refinance is available with as little as 3% equity […]

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Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

FHA vs Conventional Loan: Which Is Better?

August 11, 2022

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]

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Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback 80 10 10 Loans Will Save You Money in 2022

July 25, 2022

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

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Conventional Loans · Home Buying · Understanding Mortgages

Fannie Mae Family Opportunity Mortgage | 2022 Guidelines

July 25, 2022

You can buy a house for an elderly parent and get better interest rates by classifying it as “owner occupied.” The Family Opportunity Mortgage is a great way to help aging parents.

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Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Get A Mortgage With Less Than 20% Down

July 25, 2022

Low down payment mortgage options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years […]

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Conventional Loans · News · Refinance

Conventional Refinance | Rates, 2022 Loan Limits & Guidelines

July 25, 2022

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

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Conventional Loans · Home Buying

Conventional Loans | Requirements & Guidelines for 2022

July 13, 2022

Most conventional loans are what’s known as “conforming loans,” which “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, […]

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Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance

What’s Better: FHA or Conventional?

March 8, 2022

It’s not always an easy choice. FHA and conventional loans are both widely available, and both can offer competitive mortgage rates. FHA has typically been the mortgage loan of choice […]

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