News | My Mortgage Insider

USDA Home Loans | Zero-Down Eligibility & Qualification [Updated for 2020]

February 7, 2020

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down […]

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News · Understanding Mortgages

Stated Income Loans, plus Alternative Documentation Loans for 2020

January 28, 2020

Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]

Home Buying · News

Qualifying for a Mortgage With Student Loan Debt

April 16, 2019

If you struggle with student loan debt, you’re not alone. The average student loan borrower has $37,172 in student loans when they graduate, an increase of $20,000 from only 13 […]

Conventional Loans · News · Refinance

Conventional Refinance Rates, 2020 Loan Limits and Guidelines

January 2, 2019

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

Conventional Loans · Home Buying · News

Conventional 97% LTV Program: Buy a Home with 3% Down In 2020

January 2, 2019

Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]

Cash out refinances and investment properties

Cash Out Refinance · News

Investment Property Cash Out Refinance | 2020 Guidelines

June 21, 2018

Putting Investment Property Equity To Work Cash out refinancing for primary residence (owner occupied) homes are gaining in popularity, but so are cash out loans for investment properties. While they […]

Mortgage Rates · News · VA Home Loans

VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

June 1, 2018

A VA Streamline Refinance is also known as an Interest Rate Reduction Refinance Loan, or IRRRL, because it is designed to help homeowners lower their mortgage rate quickly and easily. […]

Remove a Co-borrower with an FHA Streamline Refinance

Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

May 16, 2018

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

HARP · HARP 3.0 · News

15 Months Left to Qualify for HARP 2.0

September 25, 2017

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

HARP · News · Refinance

Complete HARP Refinance Rates & Guidelines

August 28, 2017

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Category: News

USDA Home Loans | Zero-Down Eligibility & Qualification [Updated for 2020]

Stated Income Loans, plus Alternative Documentation Loans for 2020

More

Qualifying for a Mortgage With Student Loan Debt

Conventional Refinance Rates, 2020 Loan Limits and Guidelines

Conventional 97% LTV Program: Buy a Home with 3% Down In 2020

Investment Property Cash Out Refinance | 2020 Guidelines

VA Streamline (IRRRL) Refinance Loan: Easier Refinancing for Veterans

Can I Use an FHA Refinance to Remove a Borrower?

15 Months Left to Qualify for HARP 2.0

Complete HARP Refinance Rates & Guidelines

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