FHA Loans · News

Get an FHA Streamline Even if You Have a Second Mortgage

January 10, 2024

Some buyers find that they have built equity in the home a few years after buying it using an FHA mortgage. So they take out a home equity loan or […]

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Conventional Loans · News · Refinance

Conventional Refinance | Rates, 2026 Loan Limits & Guidelines

January 4, 2024

A conventional refinance is one of the most versatile loans in today’s market. Conventional refinances can convert any type of mortgage loan into a conventional loan. Simultaneously, a conventional refi […]

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Home Buying · News

$25,000 Downpayment Toward Equity Act | What To Know

January 4, 2024

Saving a down payment is a major obstacle for many would-be home buyers, especially borrowers looking to get their first mortgage. While a down payment doesn’t necessarily need to be […]

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Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2026

January 3, 2024

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

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Home Buying · News · Real Estate Market · Uncategorized

Is it a good idea to buy a house in 2024?

January 2, 2024

With potential home buyers caught between relatively high interest rates and shifting home prices, it’s natural to wonder if now is a good time to buy a house.

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News · Understanding Mortgages

Stated Income Loans Available in 2026

January 2, 2024

Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]

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Cash Out Refinance · News

Investment Property Cash-out Refinance | 2026 Guidelines

January 2, 2024

Putting investment property equity to work Cash-out refinancing for primary residence (owner-occupied) homes are gaining in popularity, but so are cash-out loans for investment properties or second homes. While they […]

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Home Buying · News · USDA Home Loans

USDA Home Loans | Requirements & Qualifications 2026

January 2, 2024

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular as more buyers discover they can buy a home with no down payment. […]

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Home Buying · News · Understanding Mortgages

Avoid PMI Without 20% Down | Guide 2026

January 2, 2024

“Affordable Loan Solution” program offers 3% down loan The “Affordable Loan Solution” mortgage is a conventional loan program from Bank of America intended to be a less expensive option than […]

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Conventional Loans · Home Buying · News

Conventional 97 Loan | Guidelines & Requirements 2026

January 2, 2024

What is the conventional 97 loan program? The Conventional 97 program allows homebuyers to get a conventional mortgage loan with only 3% down. The program is named for the 97% […]

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