Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

May 16, 2018

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

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Home Buying · News · USDA Home Loans

USDA Home Loans : Zero-Down Eligibility & Qualification [Updated for 2018]

April 16, 2018

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down […]

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Conventional Loans · Home Buying · News

Conventional 97% LTV Program: Buy a Home with 3% Down In 2018

April 16, 2018

Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]

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Home Buying · News · USDA Home Loans

USDA Home Loans : Zero-Down Eligibility & Qualification [Updated for 2018]

January 25, 2018

USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down […]

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FHA Loans · News

Low Credit Score Home Buyers In 2017 Could Qualify Because of this new FHA Policy

January 5, 2018

Editor’s note: The 2017 changes are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, only 19% of closed FHA loans […]

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Conventional Loans · Home Buying · News

Conventional 97% LTV Program: Buy a Home with 3% Down In 2018

January 2, 2018

Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]

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Conventional Loans · News · Refinance

Conventional Refinance Rates, 2018 Loan Limits and Guidelines

January 2, 2018

A conventional refinance is the loan of choice for many homeowners in today’s market. While HARP and FHA have dominated the refinance market in years past, the standard conventional refinance is becoming […]

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HARP · HARP 3.0 · News

15 Months Left to Qualify for HARP 2.0

September 25, 2017

The HARP program has been available for over seven years and has helped more than 3 million underwater homeowners refinance. >>Click here to check today’s HARP rates.<< This mortgage type has […]

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HARP · News · Refinance

Complete HARP Refinance Rates & Guidelines [Updated For 2018]

August 28, 2017

Urgent update: FHFA, the organization that oversees HARP, has extended the program until December 31, 2018. Underwater homeowners now have additional time to qualify for this popular refinance option. >>Don’t wait until the […]

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Home Buying · News

Existing Home Sales Dip, But Still Better Than One Year Ago

July 28, 2017

After a strong month of sales in May, existing home sales dipped back down this past month. It was caused by the shortage of available homes on the market, the […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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