First-Time Home Buyer · Home Buying
Low Rate Mortgages | 2025
June 5, 2025
What is a good mortgage rate in today’s market? What qualifies as a “good mortgage rate” is in the eye of the beholder. But certain types of home loans offer […]
Read More...Daniel Bortz
Daniel Bortz is a freelance writer in Washington, D.C. who specializes in writing about personal finance. His work has been published by AARP The Magazine, CNNMoney.com, Fast Company, Fortune, The Huffington Post, The New York Times, Newsweek, Realtor.com, Real Simple, Travel + Leisure, Trulia, USA Today, U.S. News & World Report, The Washington Post, and Zillow. He’s also a licensed real estate agent who watches way too much HGTV.
Articles by Daniel Bortz
Reverse Mortgages for Seniors 2025
January 15, 2024
For many seniors, their home represents not just a place to live but also a valuable asset that can help fund their retirement. One financial tool that allows them to unlock their home’s equity is a reverse mortgage.
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What is an ARM mortgage? | Rates & Requirements 2025
January 5, 2024
An adjustable-rate mortgage (ARM) is a home loan that offers a low interest rate for a pre-set period, typically anywhere from 3 to 10 years. When that period is finished the loan’s rate adjusts based on changes in overall interest rates — though in most cases, “adjusts” means the rate increases.
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Can you buy a house with no money down? | 2025
January 2, 2024
There are a number of home loan products that allow borrowers to make a low-down payment—and some require no down payment at all.
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Home Repair Grants for Seniors in 2025
January 2, 2024
There are a number of programs designed to help older homeowners improve their primary residences, starting with home repair grants for seniors.
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How Much Does It Cost to Renovate a House?
December 22, 2023
Making home renovations can transform the look of your living space, increase your house’s property value, and improve your comfort and enjoyment. However, renovating a house can also be a costly endeavor.
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Home Buying · Investment Properties
How to Make a Down Payment for a Second Home
March 1, 2023
Unless you’re sitting on a boodle of cash, buying a second home — whether for an investment property or a vacation home — will require you to make a down payment for a mortgage.
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Buying a House with a Friend: The Complete Guide
September 12, 2022
You can purchase a home with virtually anyone, including a friend — or several friends. But blending friendship and homeownership has benefits and drawbacks, and it entails taking a unique set of steps to qualify for a mortgage.
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