First-Time Home Buyer · Home Buying

Low Rate Mortgages | 2026

December 25, 2025

What is a good mortgage rate in today’s market? What qualifies as a “good mortgage rate” is in the eye of the beholder. But certain types of home loans offer […]

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First-Time Home Buyer

USDA vs FHA: Which low down payment loan is best for first-time home buyers?

January 5, 2024

If you are looking for a low down payment home loan opportunity, both the USDA and FHA loans offer worthwhile options.

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First-Time Home Buyer

Biden First-Time Homebuyer Act | Benefits & Requirements 2026

January 2, 2024

The proposed Biden First-Time Home Buyer Tax Credit could help some Americans make their dream of homeownership a reality.

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First-Time Home Buyer

First-Time Home Buyer Grants | 2026

January 2, 2024

Saving up for a down payment can be a hurdle for many would-be home buyers. Luckily, first-time home buyers can turn to grants. There are lots of assistance programs to […]

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First-Time Home Buyer

Just 5% Down for Multi-Family Homes | Fannie Mae Introduces New Rules

November 9, 2023

Fannie Mae recently announced it will now allow down payments as low as 5% for multi-family homes.

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First-Time Home Buyer

Why 5-Year ARMs Could Be Perfect for First-Time Home Buyers

September 2, 2022

Most homeowners move within 8 years A 30-year fixed-rate mortgage is the most popular home loan. But because the typical homeowner moves every eight years, a 5-year adjustable-rate mortgage may […]

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First-Time Home Buyer

Pros and Cons of First-Time Home Buyer Loans

July 18, 2022

As a first-time home buyer, you have plenty of home loan options. But the most popular options are first-time home buyer loan programs, which are available at the federal and […]

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First-Time Home Buyer · Home Buying

Prequalify for a home loan | First-time home buyer guide 2026

June 7, 2022

Home shoppers can kick off the mortgage process with a loan prequalification. As the first of several steps in the mortgage application, the lender will provide an estimate of how […]

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