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first time home buyer guide to usda loans

Home Buying · Understanding Mortgages · USDA Home Loans

USDA Loan: First Time Home Buyer’s Guide

April 6, 2021

First Time Home Buyer’s Guide to USDA Loans First-time home buyers may find the most challenging part of buying a home is coming up with the down payment. But many […]

Cash Out Refinance · Refinance · Understanding Mortgages

What is a Cash Out Refinance?

March 10, 2021

A cash out refinance can put money in your pocket or pay off big debts. Here are some guidelines and things to think about before opening a cash out loan.

Understanding Mortgages

How does a second mortgage work?

March 8, 2021

With a second mortgage, a homeowner can borrow at a very low interest rate, using his or her equity in the home as security.

Understanding Mortgages

Conventional Loan Limits 2021

March 8, 2021

Most conventional mortgages come with caps on the amount you can borrow. These are called “conventional loan limits” or sometimes “conforming loan limits.”

FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

March 5, 2021

There are quite a few loan options available to buy fixer-upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as […]

Home Buying · Understanding Mortgages

Can you Get a Mortgage with Disability Income?

March 5, 2021

Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Check your loan eligibility today. Life hasn’t always been easy […]

Parents can Buy a Home for a Disabled Child

Home Buying · Understanding Mortgages

The Best Way to Buy a Home for a Disabled Adult Child

March 5, 2021

Typically those who buy a home can only take advantage of the best interest rates and mortgage terms if it is an “owner-occupied” property, meaning they plan to live in […]

Home Buying · Understanding Mortgages

Borrowing from your 401k or IRA for a Down Payment

March 4, 2021

Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]

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News · Understanding Mortgages

Stated Income Loans, plus Alternative Documentation Loans for 2021

February 11, 2021

Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]

Understanding Mortgages

What Can A Credit Score in the 800s Get You in the Mortgage World

February 5, 2021

After years of managing their money well, some people find themselves with credit scores of 800 or higher. FICO scores range from 300-850 — so getting in the 800s can […]

Category: Understanding Mortgages

USDA Loan: First Time Home Buyer’s Guide

What is a Cash Out Refinance?

More

How does a second mortgage work?

Conventional Loan Limits 2021

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

Can you Get a Mortgage with Disability Income?

The Best Way to Buy a Home for a Disabled Adult Child

Borrowing from your 401k or IRA for a Down Payment

Stated Income Loans, plus Alternative Documentation Loans for 2021

What Can A Credit Score in the 800s Get You in the Mortgage World

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