Q&A · Uncategorized

Does Tax Reform Make Real Estate Less Attractive?

April 4, 2018

Question: Given tax reform does it still make sense to buy a home when you can get a rental in many markets for the same money or less? Answer: The […]

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Uncategorized

Smartest Things You Can Do Long Before Buying a House

March 27, 2018

You dream of that amazing home with quartz countertops, a blazing gas fireplace and a master bathroom to luxuriate in after a long day. But months before you buy a […]

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Uncategorized

Why Unpaid Student Loans Can Raise Your DTI

March 1, 2018

Question: We went to see a mortgage lender. We were doing great until the conversation turned to student loans. We have $28,000 in remaining student debt but are not paying […]

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Uncategorized

Shedquarters add value to home sales and home owners

September 12, 2017

Sheds in the backyard don’t just hold the lawn mower and rakes anymore. With people’s need for extra space, a home office or even a playhouse, a new hot trend […]

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Uncategorized · Understanding Mortgages

How Does A Piggyback Mortgage Cut Financing Costs?

April 24, 2017

Question: We want to purchase a home for $295,000. We spoke with a loan officer about financing with an FHA mortgage and found out we qualify. However, to get FHA […]

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Home Buying · Uncategorized

Must-Know Tips for Unmarried Home Buyers

February 22, 2017

Most couples used to get married before making any major financial decisions together. But today, one in four unmarried couples between 18 and 34 buy a house together, according to […]

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Uncategorized

Trump Reveals Big Money-Saving Mortgage Secret

January 23, 2017

Donald Trump has told the nation that he thinks that the Fed is keeping rates artificially low, and this could make rates go higher. But what Trump might not have […]

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Uncategorized

Banks Hate This Refinance Plan, But You’ll Love It

January 17, 2017

For years, smart homeowners have been using Mortgage Refinance Rates to qualify for unique, often-overlooked home refinance plans with shockingly low interest rates. Savvy homeowners have had the inside track on […]

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Uncategorized

Crazy And Weird Disclosures From Home Sellers

January 17, 2017

When you put an offer in on a home, it is the seller’s responsibility to tell you in writing any problems, minor or major, that they are aware of inside […]

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Uncategorized

Still Ineligible For HARP? Your State May Be Able To Help

January 13, 2017

Help For HARP-Ineligible Homeowners All the happy news about the drop in the US foreclosure rate, the increase in property values nationwide, and the loosening up of HARP guidelines brings […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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