Mortgage Strategy

7 Smart Ways to Lower Your Mortgage Before or After Buying a House

May 8, 2018

It’s not fun doling out that big mortgage check on a monthly basis. But there are ways to soften the blow with some smart moves to reduce your mortgage bill […]

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Mortgage Strategy

Are Fintech Loans Better For Real Estate Borrowers?

March 19, 2018

Question: We want to refinance our home and several lenders have mentioned “Fintech” loans. How do such mortgages work and are they better for borrowers? Answer: For several decades technology […]

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Mortgage Strategy

Do’s and Don’ts of Getting Your Down Payment as a Gift

February 13, 2018

Figuring out how to buy, pay for and maintain a house can seem complicated – especially the money part. But the lucky ones don’t have to think about that overwhelming […]

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Mortgage Strategy

‘Bitcoin Tech’ Promises Faster, Cheaper Mortgages

December 18, 2017

Unless you’re familiar with “virtual currencies” like Bitcoin, the word blockchain may mean nothing to you. But in just a few years, blockchain technology and two of its features – […]

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Mortgage Strategy

No-Closing Cost Mortgages: ‘Free Lunch’ or Smoke and Mirrors?

September 20, 2017

Because home buying is a complex, multi-step process that requires you to make dozens of decisions (large and small), and pay a variety of fees (also large and small), it’s […]

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Mortgage Strategy

How Does Your Credit Score Affect Your Mortgage Eligibility?

September 5, 2017

Even though you might understand finances and banking, credit can still be a little overwhelming and complex. But truly understanding how your credit score history can impact your mortgage eligibility […]

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Mortgage Strategy · News

Fed Maintains Their Rate, But Higher Rates Could Be Coming

July 26, 2017

The Fed’s most recent two-day meeting concluded on July 26, and they have decided to keep everything the same for the next six weeks or so. However, their decision could […]

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Home Buying · Mortgage Strategy

8 Tips to Have an Awesome Mortgage This Year 

June 20, 2017

There has been a lot of news lately about rising home prices. But if you are thinking about buying a house this year, there are plenty of things that you […]

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Home Buying · Mortgage Rates · Mortgage Strategy · News

Fed Votes To Raise Rates For Second Time This Year

June 14, 2017

After their two-day meeting concluded on June 14, the Federal Open Market Committee (FOMC) voted to raise the federal funds rate by one-quarter of a percentage point. This will increase […]

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Home Buying · Mortgage Strategy

Housing Market Under Trump Seems Driven by Great Expectations

May 3, 2017

In a country so politically polarized that even consumer confidence is now split along partisan lines, it should come as no surprise that President Donald Trump’s impact on the housing […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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