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FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

February 5, 2021

Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s October 2020 Origination Report showed that FHA loans are no exception — average mortgage interest rates […]

Home Buying · Mortgage Strategy

The Do’s and Don’ts of Down Payment Gifts

February 5, 2021

When buying a home, the biggest upfront expense is likely to be the down payment. Even if future homeowners can reasonably afford monthly mortgage payments, the initial cost of purchasing […]

Mortgage Strategy

What percentage of income should go to mortgage?

January 29, 2021

What percentage of your monthly income should go to mortgage? A general rule of thumb is your mortgage should eat up no more than 28% of your pre-tax monthly income. […]

What is an assumable mortgage and should you get one?

Mortgage Strategy

What Are Assumable Mortgages, And How Can You Get One?

October 31, 2018

When Carol Addy began in the mortgage industry more than 20 years ago, assumable mortgages were quite well known. Some of them even allowed the buyer to take over someone’s […]

What are the benefits of rent to own and what should you look out for?

Mortgage Strategy

Do’s and Don’ts of Rent-to-Own

August 14, 2018

It can sometimes be tough for people to buy a house these days. To make it easier, some seek a path to ownership through a rent-to-own property. It’s not something […]

Mortgage Strategy

7 Smart Ways to Lower Your Mortgage Before or After Buying a House

May 8, 2018

It’s not fun doling out that big mortgage check on a monthly basis. But there are ways to soften the blow with some smart moves to reduce your mortgage bill […]

Mortgage Strategy

Are Fintech Loans Better For Real Estate Borrowers?

March 19, 2018

Question: We want to refinance our home and several lenders have mentioned “Fintech” loans. How do such mortgages work and are they better for borrowers? Answer: For several decades technology […]

Can you use cryptocurrency to buy a home

Mortgage Strategy

‘Bitcoin Tech’ Promises Faster, Cheaper Mortgages

December 18, 2017

Unless you’re familiar with “virtual currencies” like Bitcoin, the word blockchain may mean nothing to you. But in just a few years, blockchain technology and two of its features – […]

What to know about no downpayment mortgages

Mortgage Strategy

No-Closing Cost Mortgages: ‘Free Lunch’ or Smoke and Mirrors?

September 20, 2017

Because home buying is a complex, multi-step process that requires you to make dozens of decisions (large and small), and pay a variety of fees (also large and small), it’s […]

Mortgage Strategy

How Does Your Credit Score Affect Your Mortgage Eligibility?

September 5, 2017

Even though you might understand finances and banking, credit can still be a little overwhelming and complex. But truly understanding how your credit score history can impact your mortgage eligibility […]

Category: Mortgage Strategy

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

The Do’s and Don’ts of Down Payment Gifts

More

What percentage of income should go to mortgage?

What Are Assumable Mortgages, And How Can You Get One?

Do’s and Don’ts of Rent-to-Own

7 Smart Ways to Lower Your Mortgage Before or After Buying a House

Are Fintech Loans Better For Real Estate Borrowers?

‘Bitcoin Tech’ Promises Faster, Cheaper Mortgages

No-Closing Cost Mortgages: ‘Free Lunch’ or Smoke and Mirrors?

How Does Your Credit Score Affect Your Mortgage Eligibility?

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