What mortgage rate can you get with an 800 credit score?
May 20, 2021
FICO scores range from 300-850 — so getting in the 800s can be a feat. Fortunately, there are benefits to having a higher credit score. A high credit score makes […]
Read More...Lee Nelson
Lee Nelson is a Chicago-based writer whose work has appeared on Realtor.org, Yahoo! Homes, TheMortgageReports.com, and more.
Articles by Lee Nelson
Mortgages for Condos & Townhomes | Financing Options 2021
May 20, 2021
Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]
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Home Buying · Understanding Mortgages
Cosigning a Mortgage for an Adult Child
May 20, 2021
Your adult child is hardworking and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them to […]
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The Single Mother’s Guide To Becoming A Homeowner
May 14, 2021
Single moms can have it tough trying to become a homeowner — between raising their children on their own and paying all the bills, buying a house seems almost unachievable. […]
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How much is a down payment on a house? (FHA, VA, USDA, Conventional)
April 27, 2021
Many people still think you need a 20 percent down payment to buy a house. However, many borrowers are able to buy homes with little or no down payment. There […]
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What is a USDA Loan?
April 27, 2021
Since 1991, the U.S. Department of Agriculture (USDA) has been offering rural development loans to encourage people to buy homes out in the country or in suburban areas of big […]
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USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?
April 6, 2021
There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a guaranteed loan […]
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Cash-Out Refinance Options for Your Paid-Off Home
March 8, 2021
It’s exciting to finally have no more mortgage payments. But now that you have all that equity in your home, is it possible to get another mortgage to use for […]
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Home Buying · Understanding Mortgages
Can you Get a Mortgage with Disability Income?
March 5, 2021
Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Check your loan eligibility today. Life hasn’t always been easy […]
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News · Understanding Mortgages
Stated Income Loans, plus Alternative Documentation Loans for 2021
February 11, 2021
Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]
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