Home Buying · Understanding Mortgages
March 5, 2021
Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Check your loan eligibility today. Life hasn’t always been easy […]
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Home Buying
March 4, 2021
Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]
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News · Understanding Mortgages
February 11, 2021
Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]
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Conventional Loans
February 10, 2021
What the minimum down payment requirement for a conventional loan? Although most people assume they need a 20% down payment to buy a home, there are low down payment conventional […]
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Understanding Mortgages
February 5, 2021
After years of managing their money well, some people find themselves with credit scores of 800 or higher. FICO scores range from 300-850 — so getting in the 800s can […]
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Home Buying · USDA Home Loans
February 5, 2021
There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a guaranteed loan […]
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Home Buying · Understanding Mortgages
February 5, 2021
Your adult child is hardworking and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them to […]
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FHA Loans · Understanding Mortgages
January 18, 2021
A couple in their mid-70s just recently purchased a home and got a mortgage to move closer to their children and grandchildren. They decided on Home Equity Conversion Mortgages (HECM) […]
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Home Buying
January 1, 2021
If this is your first venture into getting a mortgage, it can easily become overwhelming, daunting and confusing by all the choices and lingo. But depending on your financial situation, […]
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Home Buying · Understanding Mortgages
September 16, 2020
When you’re asked to write a letter of explanation by a mortgage underwriter, look at this as a valuable opportunity to clearly communicate your situation. The letter of explanation may […]
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