Conventional Mortgage Down Payment Requirements 2026
What the minimum down payment requirement for a conventional loan? Although most people assume they need a 20% down payment to buy a home, there are low down…
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Lee Nelson
Lee Nelson is a Chicago-based writer whose work has appeared on Realtor.org, Yahoo! Homes, TheMortgageReports.com, and more.
Articles by Lee Nelson
How much is a down payment on a house? (FHA, VA, USDA, Conventional)
Many people still think you need a 20 percent down payment to buy a house. However, many borrowers are able to buy homes with little or no down…
Cash-Out Refinance With No Mortgage | Requirements 2026
It’s exciting to finally have no more monthly mortgage payments. You have no existing mortgage! But now that you have all that equity in your home, is it…
Home Loans for Single Moms | Grants & Programs 2026
There are loan programs, along with home buying assistance programs, that can help put the dream of homeownership within reach for single mothers. “It can be tough to…
Best Home Loans for Senior Citizens in 2026
A couple in their mid-70s just recently purchased a home and got a mortgage to move closer to their children and grandchildren. They decided on Home Equity Conversion…
VA Loans for Disabled Veterans | 2026
Disabled veterans can get some great benefits when getting a VA loan that can help with their finances when purchasing a home and in the future. VA loan…
Best First-time Home Buyer Loan Options 2026
Getting a mortgage can be daunting — especially for first-time home buyers. There are so many mortgage lenders, and the differences between lenders and loan programs aren’t always…
6 Ways Seniors Can Tap Home Equity To Supplement Income
Seniors looking to supplement their income may be able to tap their home equity to supplement their lifestyle or ease financial worries during retirement. Pros & cons of…
Should I Open a Cash Out Refinance to Consolidate Debt?
Taking a cash-out mortgage for debt consolidation is a great idea — sometimes. Converting all your monthly payments to one bill can simplify your life. Plus, if your…
What mortgage rate can you get with an 800 credit score?
FICO scores range from 300-850 — so getting in the 800s can be a feat. Fortunately, there are benefits to having a higher credit score. A high credit…