FHA Loans · News

Get an FHA Streamline Even if You Have a Second Mortgage

January 10, 2024

Some buyers find that they have built equity in the home a few years after buying it using an FHA mortgage. So they take out a home equity loan or […]

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FHA Loans · Refinance

FHA MIP Refund Chart & Guide | 2026 Mortgage Insurance Premiums

January 10, 2024

Home buyers pay an upfront mortgage insurance premium when they close on an FHA loan. This upfront fee — known as UFMIP or MIP — equals 1.75 percent of the […]

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FHA Loans · Refinance

FHA Cash-out Refinance 2026 | Tap Into Your Home Equity

January 10, 2024

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%.  What is an FHA cash-out refinance? […]

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FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

January 10, 2024

FHA Streamline Refinance loans help current FHA homeowners lower the monthly payments for their existing FHA mortgages. With this refinance option, homeowners can get approved with no home appraisal and […]

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Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance · USDA Home Loans · VA Home Loans

5 Ways to Buy a Home with 5% Down or Less

January 10, 2024

One of the most common misconceptions about mortgages is that you need 20% down to buy a home. Nothing could be further from the truth. The fact is that there […]

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FHA Loans · Home Buying

FHA Loan Down Payments | Requirements 2026

January 10, 2024

With an FHA loan, nearly all borrowers will be able to pay as little as 3.5% of the home’s purchase price as a down payment.

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Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First-Time & Repeat Home Buyers

January 5, 2024

Here’s one thing you should know as a first-time or repeat home buyer: You don’t have to come up with a down payment by yourself. Family members can help. If […]

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FHA Loans

FHA Home Improvement Loans | Rates & Requirements 2026

January 5, 2024

Finding a move-in-ready house in a great neighborhood can be expensive. But if you use a Federal Housing Administration (FHA) loan for your home improvements, you could renovate a house […]

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FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines 2026

January 4, 2024

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]

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Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2026

January 3, 2024

An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home’s purchase price. The buyer puts just 10% down. This loan type is also known as a piggyback mortgage.

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