FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

August 7, 2019

Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s June Origination Report stated FHA loans are no exception — average mortgage interest rates decreased to […]

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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans

100% Financing Home Loans for 2019

June 4, 2019

100% financing home loans are essentially no money down home loans — they’re mortgages that finance the entire purchase price and eliminate the need for a down payment. Large down […]

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Credit · FHA Loans

Low Credit Score Home Buyers Could Qualify with this FHA Policy

May 15, 2019

Editor’s note: The 2017 changes are still in effect in 2019. According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, only 19% of closed FHA loans […]

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FHA Loans · Refinance

Access Your Home Equity with an FHA Cash-Out Refinance

March 5, 2019

Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%.  What is an FHA cash-out refinance? […]

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FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines for 2019

February 25, 2019

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a fast and cost-effective way to refinance with lenient documentation requirements and […]

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Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

May 16, 2018

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]

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FHA Loans · Home Buying

The FHA 203k Rehab Loan: Financing the Fixer-Upper

October 5, 2017

Have you found a home that you love, but it’s in bad shape? The 203k loan may be a perfect way to purchase a home that is a little rough […]

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FHA Loans · News

Trump Administration Suspends FHA Fee Cut

February 1, 2017

An hour after Donald Trump’s inauguration on January 20, his administration suspended the previous administration’s cut to FHA annual mortgage insurance premiums (AMIP). Announced on January 9, the rates would […]

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Conventional Loans · FHA Loans · Home Buying · News · Private Mortgage Insurance

Piggyback 80 10 10 Loans Will Save You Money in 2019

January 16, 2017

80 10 10 Loans for Today’s Home Buyer An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of […]

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FHA Loans · News

FHA Reduces 2017 Mortgage Insurance Premiums

January 9, 2017

Editor’s note: FHA rolled back this proposal, and FHA mortgage insurance did not change from previous levels. To see current FHA insurance premiums, see our FHA loan page. The FHA is […]

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• Recent Posts

  • Current Mortgage Interest Rates
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  • Home Equity Line of Credit (HELOC): What You Need to Know
  • 5 Things to Consider Before Your Cash-out Refinance Application
  • FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs