FHA Loans | My Mortgage Insider

FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

March 5, 2021

There are quite a few loan options available to buy fixer-upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as […]

Buying a home with less than 20 percent down

Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 4, 2021

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

Remove a Co-borrower with an FHA Streamline Refinance

Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

February 12, 2021

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower […]

FHA Loans · Refinance

FHA Mortgage Insurance Refund Guidelines [Chart]

February 11, 2021

When you get an FHA loan, the home buyer pays a mortgage insurance premium at the time of closing. This initial premium is the called the upfront mortgage insurance premium […]

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Credit · FHA Loans

Low Credit Score Home Buyers In 2021 Could Qualify Because of this new FHA Policy

February 11, 2021

Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]

Ask Tim · FHA Loans

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

February 10, 2021

What happens when a property is being sold as-is and the seller will not do repairs but the home doesn’t meet FHA minimum property standards (MPS)? How does the buyer […]

Payment Difference between FHA and Conventional 97 - Conventional 95

Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

Which is Better: FHA or Conventional Loan?

February 8, 2021

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97 loan programs. I plan to live in the home for 6+ years. […]

Cancel your FHA Mortgage Insurance Today

Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

How To Get Rid Of PMI MIP On An FHA Loan | 2021

February 8, 2021

An FHA loan sounded like a good idea at the time. Now, not so much. That’s what many FHA home buyers are saying. The reason? High mortgage insurance premiums, month […]

FHA Loans · Mortgage Strategy · Refinance

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

February 5, 2021

Mortgage interest rates are at historic lows across all major loan types. Ellie Mae’s October 2020 Origination Report showed that FHA loans are no exception — average mortgage interest rates […]

FHA Loans · Refinance

FHA Streamline Refinance Rates & Guidelines for 2021

February 5, 2021

The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment — it’s a quick and cost-effective way to refinance with lenient documentation requirements and […]

Category: FHA Loans

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

Mortgages That Don’t Require A 20% Downpayment

More

Can I Use an FHA Refinance to Remove a Borrower?

FHA Mortgage Insurance Refund Guidelines [Chart]

Low Credit Score Home Buyers In 2021 Could Qualify Because of this new FHA Policy

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

Which is Better: FHA or Conventional Loan?

How To Get Rid Of PMI MIP On An FHA Loan | 2021

FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs

FHA Streamline Refinance Rates & Guidelines for 2021

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