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FHA Loans · Home Buying · USDA Home Loans · VA Home Loans

100% Financing Home Loans 2021 (USDA, VA, FHA)

April 26, 2021

100% Financing Home Loans for New and Repeat Home Buyers 100% financing home loans are mortgages that finance the entire purchase price of a home, eliminating the need for a […]

Cancel your FHA Mortgage Insurance Today

Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance

How To Get Rid Of PMI MIP On An FHA Loan | 2021

March 30, 2021

An FHA loan sounded like a good idea at the time. But now that you’re paying high mortgage insurance premiums, month after month and year after year, you might not […]

FHA Loans · Home Buying

FHA Loan Down Payment: The Complete Guide

March 10, 2021

With an FHA loan, nearly all borrowers will be able to pay as little as 3.5% of the home’s purchase price as a down payment.

FHA Loans · Home Buying · Understanding Mortgages

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

March 5, 2021

There are quite a few loan options available to buy fixer-upper homes. “By buying a fixer-upper, you can definitely increase the value of the home as it appreciates and as […]

Buying a home with less than 20 percent down

Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 4, 2021

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

Remove a Co-borrower with an FHA Streamline Refinance

Ask Tim · FHA Loans · News · Refinance

Can I Use an FHA Refinance to Remove a Borrower?

February 12, 2021

The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower […]

FHA Loans · Refinance

FHA Mortgage Insurance Refund Guidelines [Chart]

February 11, 2021

When you get an FHA loan, the home buyer pays a mortgage insurance premium at the time of closing. This initial premium is the called the upfront mortgage insurance premium […]

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Credit · FHA Loans

Low Credit Score Home Buyers In 2021 Could Qualify Because of This New FHA Policy

February 11, 2021

Editor’s note: FHA loan changes which were rolled out in 2017 are in effect in . According to Ellie Mae, more lower-credit FHA applicants are being approved. In July 2016, […]

Ask Tim · FHA Loans

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

February 10, 2021

What happens when a property is being sold as-is and the seller will not do repairs but the home doesn’t meet FHA minimum property standards (MPS)? How does the buyer […]

Payment Difference between FHA and Conventional 97 - Conventional 95

Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

Which is Better: FHA or Conventional Loan?

February 8, 2021

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97 loan programs. I plan to live in the home for 6+ years. […]

Category: FHA Loans

100% Financing Home Loans 2021 (USDA, VA, FHA)

How To Get Rid Of PMI MIP On An FHA Loan | 2021

More

FHA Loan Down Payment: The Complete Guide

Buying a Fixer Upper: What Kinds of Fixer Upper Loans are Available?

Mortgages That Don’t Require A 20% Downpayment

Can I Use an FHA Refinance to Remove a Borrower?

FHA Mortgage Insurance Refund Guidelines [Chart]

Low Credit Score Home Buyers In 2021 Could Qualify Because of This New FHA Policy

What if the home does not meet FHA Minimum Property Standards (MPS) and selling as-is?

Which is Better: FHA or Conventional Loan?

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