Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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January 1, 2022
Homeowners who have been locked out of HARP may have another chance to refinance with Fannie Mae’s new conventional 97% LTV “mini-HARP 3.0” program. Fannie Mae and Freddie Mac announced […]
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January 1, 2022
The average mortgage consumer almost never expects lower rates. According to Fannie Mae’s monthly National Housing Survey, consumers are not very good at predicting when rates will rise or drop. Fannie […]
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January 1, 2022
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]
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FHA Loans · Home Buying · News
January 1, 2022
In February 2010, FHA ended its policy that allowed buyers to request one-off approvals for individual condo units within a condominium project that was not FHA-approved. This policy, called a […]
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January 1, 2022
So you find a house that you know you can make a lot of money on (or maybe you want to live in it) so you want it ASAP. If […]
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January 1, 2022
In a landmark announcement, FHA said it will reduce its monthly mortgage insurance premium in January 2015. The move will save the average home buyer $100 per month and could […]
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Ask Tim · HARP · HARP 3.0 · Refinance
January 1, 2022
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]
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January 1, 2022
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]
Read More
January 1, 2022
Amy asks: Can I get approved for a USDA home loan with having settled and paid off collections on my report? I was unemployed and made arrangements to pay my […]
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