5 Ways to Buy a Home with 5% Down or Less
One of the most common misconceptions about mortgages is that you need 20% down to buy a home. Nothing could be further from the truth. The fact is…
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USDA Home Loans
USDA Loans: First-time Home Buyer’s Guide 2026
First-time home buyers can get three big benefits from a USDA loan: If you meet the USDA’s geographic and income rules, a USDA Guaranteed Loan could make you…
100% Financing Home Loans 2026 (USDA, VA, FHA)
100% financing home loans for new and repeat home buyers One hundred percent financing home loans are mortgages that finance the entire purchase price of a home, eliminating…
USDA Home Loans | Requirements & Qualifications 2026
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular as more buyers discover they can buy a home with no…
Differences And Similarities Between Land Loans And Home Mortgages
That perfect piece of land with mature trees and a lake has come up for sale. Your family has talked about building a house in the next few…
USDA Home Loans Popular in All 50 States as Buyers Enjoy 14-Year-Old Eligibility Maps
Since 2009, USDA home loans have helped over 650,000 families buy a home with zero down payment. The popularity of this home loan is no surprise. It’s one…
USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?
There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a…
Get A Mortgage With Less Than 20% Down
Low down payment mortgage options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost…
USDA Streamline Refinance Program Guidelines & State Chart 2026
Editor’s note: The USDA streamline refinance pilot program has been rolled out nationwide. It is now available in all 50 states and is called the USDA streamlined-assist refinance.…
How a Pool Can Affect Your Mortgage (or Refinance) Application
There’s nothing better than stepping out your back door on a hot summer day and jumping in your own swimming pool. But be careful when looking to buy…