Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
January 1, 2022
As early as the fall of 2014, the Federal Housing Administration (FHA) could give home buyers a break on mortgage insurance premiums through the Homeowners Armed with Knowledge, or HAWK, […]
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January 1, 2022
I was recently a featured guest on an incredibly popular podcast called the Overseas Property Insider Podcast with Taylor White. In the episode, we talk about the incredible potential homeowners […]
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Credit · Understanding Mortgages
January 1, 2022
You started out with such enthusiasm. You decided it was time to buy or refinance a home, so you find a lender. You apply, but after a few days, your […]
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January 1, 2022
FHA Refinance Borrowers Can Now Close Any Day of the Month FHA refinance savings keep piling up in 2015. First, FHA mortgage rates dropped to levels not seen since 2013. Then […]
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January 1, 2022
Interested in buying a home? Here are some important dates you need to know about before your home buying venture. 1. June 15, 1976 – Manufactured Homes If you are […]
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HARP · HARP 3.0 · Niche Mortgage Products
January 1, 2022
Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program has been a popular replacement option. Additionally, Fannie Mae’s High LTV Refinance […]
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January 1, 2022
The FHA streamline refinance program allows a borrower with a current FHA loan to refinance into a lower rate and payment with very little time, effort, or documentation. But for […]
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Expert Interviews · Understanding Mortgages · VA Home Loans
January 1, 2022
Jeana Curro, Director of Mortgage Backed Securities Research at Deutsche Bank in New York, talks about how government backing and mortgage investors drive down interest rates and make home loans more […]
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January 1, 2022
The agency that backs more than one million mortgage loans per year just reached an important milestone, and it could make home buying easier in 2016. The Federal Housing Administration, […]
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January 1, 2022
A conventional loan offers low rates, few fees, and an easy approval process. Throughout home finance history, conventional loans have been the first choice for most people buying or refinancing […]
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