Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
January 1, 2022
Update: USDA has postponed map changes until October 2017 at the earliest. Going forward, USDA will review maps every three to five years to decide whether to make changes. The last […]
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January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Home Buying · Mortgage Rates · Understanding Mortgages
January 24, 2020
How interest rates affect buying a home How do interest rates affect buying power when you’re searching for your next home? Will you have to settle for a less-nice house […]
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November 4, 2019
The VA home loan is hands down the best purchase in today’s mortgage market. But the VA also provides refinancing options as well. The VA offers two main refinance types. Each […]
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March 27, 2019
Mortgage terminology can be confusing whether you’re a first-time homebuyer or looking to refinance your current loan. From mortgage terms like amortization to PITI, chances are you’ll come across a […]
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Home Buying · Private Mortgage Insurance
January 25, 2019
Private mortgage insurance, also known as PMI, is a type of mortgage insurance common with conventional loans. It’s intended to protect the lender if you stop making your loan payments, […]
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September 25, 2017
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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August 24, 2017
Are you thinking about buying a home soon? It’s important that you have a good credit score and a clean credit report if you want to get a decent mortgage […]
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January 25, 2017
Cash out refinancing for primary residence (owner occupied) homes are gaining in popularity, but so are cash out loans for investment properties. While they were hard to come by just […]
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January 16, 2017
Editor’s note: Thanks to the Blue Water Navy Vietnam Veterans Act of 2019, VA loan limits are a thing of the past. Because loan limits are now repealed, there are […]
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