How to Buy a House After Foreclosure: A Step-by-Step Plan
Yes, you can buy a house after foreclosure. Here is how long each loan type makes you wait and what to do with that time so your application…
Category
Credit
Your credit score affects whether you qualify for a mortgage and the rate you get. These guides cover score minimums by loan type, buying after bankruptcy or foreclosure, and how to improve your credit. Start with getting a mortgage with bad credit.
How to Get a Mortgage With Bad Credit: Your Loan Options
You can get a mortgage with bad credit through FHA, VA, USDA and some conventional loans. Here is what each program allows, what a low score costs, and…
Credit Score to Buy a House: Minimums and What’s Good
There is no single credit score to buy a house. See the minimum for each loan type, what your score range usually gets you, and what a higher…
Low Credit Score FHA Home Buyers Might Qualify in 2026
Borrowers may be eligible for a low credit score FHA loan. In 2015, FHA added a new measure of lender performance, meant in part to ease the pressure…
How Long After a Foreclosure Can I Buy a Home?
Can you buy a home after a foreclosure? You can buy again with a mortgage after foreclosure, a short sale, or a deed-in-lieu of foreclosure. However, it takes…
Buying A Home After Bankruptcy
Sometimes no matter how hard you try, you just can’t catch a break. You lose your job, you have a medical emergency, or your business fails. Before you…
Credit Repair Companies: Can They Help? You Bet They Can.
You are ready to buy your dream house. You go to a recommended loan officer to get a preapproval. Smart. But after pulling your credit report, the loan…
Mortgage Application Denied? What To Do Next
You started out with such enthusiasm. You decided it was time to buy or refinance a home, so you find a lender. You apply, but after a few…
7 Ways to Improve Your Credit for a Mortgage Loan
Are you thinking about buying a home soon? It’s important that you have a good credit score and a clean credit report if you want to get a…