Ask Tim · Credit · Home Buying

How Long After a Foreclosure Can I Buy a Home?

January 15, 2019

Buying again after a foreclosure, short sale, or or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Lenders don’t like to see a foreclosure on […]

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Credit

Ways to Increase Your Credit Score Effectively

April 10, 2018

That three-digit number called a credit score can have a big impact when it comes to purchasing a home, driving away in a new car and even opening up a […]

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Credit

7 Ways to Improve Your Credit for a Mortgage Loan

August 24, 2017

Are you thinking about buying a home soon? It’s important that you have a good credit score and a clean credit report if you want to get a decent mortgage […]

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Credit · Home Buying · Mortgage Rates · Refinance · Understanding Mortgages

Tips from the 25 Most Influential Real Estate and Mortgage Pros on Google+

April 23, 2015

If you’re like most people who want to find out what’s trending now, or you need tips and advice, you’ve probably gone to Facebook, Twitter or Pinterest. But one of […]

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Credit

Credit Score Hacks That Really Work

March 26, 2015

A low credit score can have big ramifications when it comes to you buying a car, getting a mortgage or just opening up any kind of line of credit. Having […]

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Credit · Understanding Mortgages

Mortgage Application Denied. What to do Next.

March 12, 2015

You started out with such enthusiasm. You decided it was time to buy or refinance a home, so you find a lender. You apply, but after a few days, your […]

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Credit · News

Heartwarming Stories of Families That Bought Again After Foreclosure

November 25, 2014

You can buy again after foreclosure. Here are two real-life stories of families who lost their homes, but didn’t let that stop them from becoming homeowners again. It’s a rough […]

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Credit · News

Credit Repair Companies: Can They Help? You Bet They Can.

October 6, 2014

You are ready to buy your dream house. You go to a recommended loan officer to get a preapproval. Smart. But after pulling your credit report, the loan officer says […]

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Credit

5 Steps to a Good Credit Score even if you have Bad Credit Now

May 19, 2014

Credit is one of life’s necessary evils. You need a decent credit score to buy just about any big ticket item – car, boat, house – or even to get […]

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Credit · Home Buying · News · Understanding Mortgages

Mortgage Application Denied. What You Need to do Next.

April 18, 2014

by Lee Nelson It feels like you gave your lender every piece of information and documentation of your financial world that you possibly could. You feel like you have no […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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