Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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January 1, 2022
Lenders determine a different mortgage rate and fee structure for each home loan applicant that comes through their door. This practice seems odd in today’s market, where news headlines and […]
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Home Buying · News · USDA Home Loans
January 1, 2022
The USDA home loan is a zero-down payment mortgage that makes it easier to buy a home in rural and suburban neighborhoods across the country. Over 97% of the United […]
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Credit · Home Buying · Mortgage Rates · Refinance · Understanding Mortgages
January 1, 2022
If you’re like most people who want to find out what’s trending now, or you need tips and advice, you’ve probably gone to Facebook, Twitter or Pinterest. But one of […]
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Expert Interviews · Home Buying · Niche Mortgage Products
January 1, 2022
Tim Lucas of MyMortgageInsider interviews Aaron Crossley, VP of Sales at Veristone Capital, one of the Seattle area’s top non-traditional lending institution. Tim: Veristone Mortgage helps people with “outside-the-box” lending […]
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News · Understanding Mortgages
January 1, 2022
It’s all about common sense. You apply for a mortgage, and the lender expects you to be completely open about your financial picture and to use common sense while the […]
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January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
Read More
January 1, 2022
Buying a home can be an overwhelming experience for the first-timer. It’s a step toward the unknown because, by definition, a first-time buyer has never done this before. But just […]
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January 1, 2022
Laurie Goodman is Director of the Housing Finance Policy Center at Urban Institute, an organization that drives policy change at the nation’s highest housing agencies with solid research and data. Tell us a little about Urban […]
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News · Refinance · VA Home Loans
January 1, 2022
A VA streamline refinance, also known as an IRRRL, allows US military veterans and service members to lower their rate and payment with very little documentation. Another advantage to this […]
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