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Category: Home Buying

The housing market is stabilizing, and homes are appreciating again. With today’s low interest rates and affordable home prices, it’s a great time to buy.

RefiNow and Refi Possible New Low-Income Refinance Programs

Home Buying

Four Most Important Things You Need to be Pre-Approved for a Mortgage

January 1, 2022

Although a pre-approval letter for a mortgage doesn’t guarantee you a loan, it’s a sure good start to know that you are doing the right thing in the scheme of […]

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Downpayment assistance programs available to home buyers

Home Buying

Lots of Down Payment Assistance Programs Available to First-time Home Buyers (and Repeat Buyers Too)

January 1, 2022

First-time home buyers have many options when it comes to down payment assistance programs. What’s surprising to many repeat buyers is that they are eligible for many of these programs […]

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Mortgage denial - what next?

Credit · Home Buying · News · Understanding Mortgages

Mortgage Application Denied? What To Do Next

January 1, 2022

It feels like you gave your lender every piece of information and documentation of your financial world that you possibly could. You feel like you have no secrets left. But […]

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What's a good credit to buy a house

Home Buying · Homeowner Tips

Best Etiquette for Viewing Homes

January 1, 2022

When buyers walk through houses to see if they would like to make an offer, they might do anything from snooping through the drawers to opening up the refrigerator. These […]

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Flood insurance and flood zones

Home Buying · Refinance

Flood Zones: Do You Need Flood Insurance?

January 1, 2022

Everyone enjoys a nice rain but no one enjoys a flood. Prospective home buyers are made aware that a particular home they are interested in is in a flood zone […]

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Vacation homes are now easier to buy

Home Buying · Jumbo Loans · News

Vacation Homes & Second Homes Now Easier To Buy

January 1, 2022

Simpler vacation home lending, along with status and sentimentality, are big factors when average and affluent people decide to buy a second home. What could be better than sitting on […]

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What is Earnest Money?

Home Buying · Understanding Mortgages

What is Earnest Money?

January 1, 2022

As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next step is […]

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Purchases to avoid when applying for a mortgage

Home Buying · Refinance

Don’t Buy a Car During your Home Loan Application

January 1, 2022

You start to fantasize about putting something pretty in your future new garage even though your mortgage loan hasn’t been closed yet. You go out and take out a loan […]

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Consider commute before buying a home

Home Buying · Homeowner Tips · USDA Home Loans

How Commuting Costs and Time Factor into Home Buying

January 1, 2022

Lenders, realtors and finance professionals have said for years that your housing costs should never go over 30 percent of your income. But this conventional wisdom often doesn’t account for […]

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Mortgage Pre-Approval Letter The Complete Guide

Home Buying

Buying a Home After Bankruptcy

January 1, 2022

Filing for bankruptcy can be a difficult time for anybody. It can be a little embarrassing and many think that it will completely ruin their futures. Fortunately, this is not […]

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