Niche Mortgage Products

Pros and Cons of Zero Downpayment Mortgage

August 21, 2018

It just sounds too good to be true – buying a home with no money down. But that does happen for some people because of loans available with that option. […]

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Niche Mortgage Products

Getting a Home Loan for Multi-Generational Families

June 26, 2018

Debbie Lentz has worked with many families to get the right loan for their multi-generational home purchases. Lentz, vice president of mortgage at Union Bank & Trust in Omaha, is […]

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Niche Mortgage Products

Do 40-Year Fixed Mortgages Exist and Who Do They Help?

May 22, 2018

Before 2008, lenders gave out all kinds of crazy mortgage products – including 40-year fixed loans – allowing people to afford a larger home because they could pay it off […]

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Niche Mortgage Products

The Complete Guide To Investment Property Mortgages in 2019

January 18, 2018

If the road to real estate riches were an easy one, everyone would be a millionaire landlord or house-flipper. Making big money from investment property (real estate purchased for the […]

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Home Buying · Niche Mortgage Products

How Much Can You Expect to Spend on a Mortgage in These 12 Metro Areas?

January 12, 2018

With home prices rising around the country, it’s interesting to wonder just how much you need to buy – and keep – a home in some of the largest metro […]

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Niche Mortgage Products

Is Getting an Online Mortgage The Right Choice for You?

September 27, 2017

Not that long ago, getting an online mortgage was a Digital Age novelty – akin to paying for groceries via smartphone. Today, online lenders such as Quicken Loans are established […]

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Niche Mortgage Products · Understanding Mortgages

Jumbo Loans and What They Are All About

August 29, 2017

When you live in a higher priced area with a high cost of living, the homes you are looking to buy probably have big price tags. So, you might need […]

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Homeowner Tips · Niche Mortgage Products

Options for Home Renovations with Little Equity

May 9, 2017

A dream house doesn’t stay a dream house forever. Things need to be updated, renovated or completely changed out. But whether it’s putting in a gas fireplace, building a deck […]

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Homeowner Tips · Niche Mortgage Products · Refinance

More Homeowners Say Hello to HELOCs

March 15, 2017

After getting a bad rap over the last decade or so, homeowners are once again saying hello to the Home Equity Line of Credit (HELOC). Between 2012 and 2016, the […]

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Homeowner Tips · Niche Mortgage Products

Mortgage Options That Help When Facing Divorce

February 6, 2017

In the United States, a divorce occurs every 13 seconds.  When you add shared homeownership to divorce, things can get even more complicated. Homeowners going through a divorce face a […]

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  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

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  • Current Mortgage Interest Rates
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  • FHA Streamline Refinance: Negotiate Zero Out-of-Pocket Closing Costs