Niche Mortgage Products

Investment Property Loans | Options & Requirements 2026

January 5, 2024

If the road to real estate riches were an easy one, everyone would be a millionaire landlord or house-flipper. Making big money from investment property (real estate purchased for the […]

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Home Buying · Niche Mortgage Products

HomeReady Mortgage | Requirements & Income Limits for 2026

January 3, 2024

Fannie Mae is on a mission to make home buying easier. Here are a few of the highlights of the HomeReady Mortgage program: Is HomeReady only for first-time homebuyers? With […]

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Niche Mortgage Products

Home Equity Loan Rates & Requirements 2026

January 2, 2024

As a homeowner, you’ll build equity in your home with each mortgage payment. When you need to fund a big expense, a home equity loan can help you tap into […]

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Niche Mortgage Products

No Income Verification Mortgage | Guidelines for 2026

January 2, 2024

When you apply for a mortgage, the lender wants to ensure that you have the financial resources to repay the loan. If you don’t have standard proof of income, like pay stubs and W-2s, then a lender might approve your mortgage based on other financial factors.

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Home Buying · Niche Mortgage Products · USDA Home Loans

Differences And Similarities Between Land Loans And Home Mortgages

November 15, 2022

That perfect piece of land with mature trees and a lake has come up for sale. Your family has talked about building a house in the next few years. Now, […]

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Niche Mortgage Products

Small Mortgage Loans: Do Lenders Do Them Any More?

November 15, 2022

Some areas of the country have homes for sale that don’t cost a fortune. In fact, the median sales price of homes in some areas is quite inexpensive – less […]

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Niche Mortgage Products

Non-Conforming Loans: The Complete Guide

August 11, 2022

What is a non-conforming loan? A non-conforming loan is any mortgage that is not partly guaranteed by a government department or agency. Conforming loans are conventional loans that meet the […]

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Niche Mortgage Products · Refinance

RefiNow and Refi Possible | New Low-Income Refinance Programs 2026

January 27, 2022

What are RefiNow and Refi Possible? RefiNow and Refi Possible are new refinance programs available to homeowners with existing conventional mortgages owned by Fannie Mae or Freddie Mac. They’re open […]

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Niche Mortgage Products

Loans for Fixer Uppers

January 1, 2022

You have your eye on that Cape Cod on the corner. You see the beauty beyond its shabby, unkempt appearance. It will be a gem and the prettiest house on […]

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HARP · HARP 3.0 · Niche Mortgage Products

Compelling Option for HARP Ineligible Homeowners: Cash-In Refi

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program has been a popular replacement option. Additionally, Fannie Mae’s High LTV Refinance […]

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