Low Rate Mortgages | 2026
What is a good mortgage rate in today’s market? What qualifies as a “good mortgage rate” is in the eye of the beholder. But certain types of home…
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First-Time Home Buyer
Your first home purchase raises a lot of questions. These guides compare low-down-payment loans, explain down payment assistance and show what to expect at each step. Start with our first-time home buyer’s guide.
USDA vs FHA: Which low down payment loan is best for first-time home buyers?
If you are looking for a low down payment home loan opportunity, both the USDA and FHA loans offer worthwhile options.
Biden First-Time Homebuyer Act | Benefits & Requirements 2026
The proposed Biden First-Time Home Buyer Tax Credit could help some Americans make their dream of homeownership a reality.
Can you buy a house with no money down? | 2026
There are a number of home loan products that allow borrowers to make a low-down payment—and some require no down payment at all.
Just 5% Down for Multi-Family Homes | Fannie Mae Introduces New Rules
Fannie Mae recently announced it will now allow down payments as low as 5% for multi-family homes.
Why 5-Year ARMs Could Be Perfect for First-Time Home Buyers
Most homeowners move within 8 years A 30-year fixed-rate mortgage is the most popular home loan. But because the typical homeowner moves every eight years, a 5-year adjustable-rate…
Pros and Cons of First-Time Home Buyer Loans
As a first-time home buyer, you have plenty of home loan options. But the most popular options are first-time home buyer loan programs, which are available at the…
Prequalify for a home loan | First-time home buyer guide 2026
Home shoppers can kick off the mortgage process with a loan prequalification. As the first of several steps in the mortgage application, the lender will provide an estimate…
What You Learn in a Home Buying Education Class
Home buying might seem fairly straightforward, but it can actually be quite a bit more complicated than expected. Some home buyers find that home buying education class helps…
Smartest Things You Can Do Long Before Buying a House
You dream of that amazing home with quartz countertops, a blazing gas fireplace and a master bathroom to luxuriate in after a long day. But months before you…