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Category: Refinance

Today’s interest rates are some of the lowest in U.S. history. And, there are powerful programs that allow homeowners to refinance underwater homes, sometimes with very little documentation. Take advantage of this great opportunity to refinance your home with a HARP refinance, FHA streamline, VA streamline, USDA streamline, or reverse mortgage.

Is it worth skipping a mortgage payment?

Ask Tim · Refinance

Should I Stop Making my Mortgage Payments?

April 9, 2013

Q: I’m having trouble paying my mortgage. I’ve heard that if I stop making payments, I can get help from my lender. Is that a good idea? A: In a […]

Read More
Use HARP to get out of an underwater home

HARP · Refinance

HARP 2.0 Refinance: Common Questions About the Home Affordable Refinance Program

February 27, 2013

Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie Mae’s High […]

Read More
How to get a conventional refinance

FHA Loans · Refinance

FHA Streamline Refinance: In-Depth Interview with a Pro

February 12, 2013

MyMortgageInsider sat down with loan officer Chris Allen (Lic # MLO-97896) of Cobalt Mortgage to talk about the ins and outs of the FHA streamline refinance program. MMI: Hi Chris. There’s […]

Read More
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By refinancing an existing loan, the total finance charges incurred may be higher over the life of the loan.
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