National rates Oct 23

30-yr fixed 7.36% 7.43% APR Up0.01
15-yr fixed 6.77% 6.88% APR Unchanged
FHA 30-yr 7.19% 7.24% APR Up0.02
VA 30-yr 7.16% 7.22% APR Up0.02

Operated by Full Beaker, Inc. NMLS #1019791

National purchase rates · October 23

Loan	Rate	APR	Change
30-year fixed	7.36%	7.43%	Up0.01
20-year fixed	7.24%	7.33%	Up0.13
15-year fixed	6.77%	6.88%	Unchanged
5-year ARM	6.33%	6.90%	Down0.04
FHA 30-year fixed	7.19%	7.24%	Up0.02
VA 30-year fixed	7.16%	7.22%	Up0.02

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How Lenders Determine Mortgage Rate

By Tim Lucas Editor

June 24, 2014 1 min read

Mortgage Rates how lenders determine interest rates

Tim Lucas

Editor

Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.

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