No Income Verification Mortgage | Guidelines for 2026
When you apply for a mortgage, the lender wants to ensure that you have the financial resources to repay the loan. If you don’t have standard proof of…
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Sarah Sharkey
Sarah Sharkey is a personal finance writer covering retirement, investing, debt, savings, credit cards, mortgages, and student loans. Additionally, she is the founder of Adventurous Adulting, a personal finance blog dedicated to helping readers tackle their money and take control of the adventure of life.
Articles by Sarah Sharkey
USDA vs FHA: Which low down payment loan is best for first-time home buyers?
If you are looking for a low down payment home loan opportunity, both the USDA and FHA loans offer worthwhile options.
Is There a $25,000 First-Time Home Buyer Grant?
Saving a down payment is a major obstacle for many would-be home buyers, especially borrowers looking to get their first mortgage. A down payment doesn’t necessarily need to…
Home Equity Loan Rates & Requirements 2026
As a homeowner, you’ll build equity in your home with each mortgage payment. When you need to fund a big expense, a home equity loan can help you…
Biden Administration Lowers Costs for FHA-Insured Mortgages
In February 2023, the Biden administration announced an FHA mortgage insurance reduction, and the lower premiums took effect on March 20, 2023. For homebuyers and homeowners who take…
Freddie Mac’s Home Possible vs Fannie Mae’s HomeReady: Which is better?
If you want to buy a home without a large down payment, there are plenty of government-backed programs available. But the opportunities don’t end there. Fannie Mae and…
Pros and Cons of First-Time Home Buyer Loans
As a first-time home buyer, you have plenty of home loan options. Among the most popular are first-time home buyer loans, available through federal and state programs. As…
Average Down Payment on a House | 2026
If you’re thinking about homeownership, you may have heard that you must save a 20% down payment before you can consider buying a home. The good news is…