USDA vs FHA: Which low down payment loan is best for first-time home buyers?
January 5, 2024
If you are looking for a low down payment home loan opportunity, both the USDA and FHA loans offer worthwhile options.
Read MoreSarah Sharkey
Sarah Sharkey is a personal finance writer covering retirement, investing, debt, savings, credit cards, mortgages, and student loans. Additionally, she is the founder of Adventurous Adulting, a personal finance blog dedicated to helping readers tackle their money and take control of the adventure of life.
Articles by Sarah Sharkey
$25,000 Downpayment Toward Equity Act | What To Know
January 4, 2024
Saving a down payment is a major obstacle for many would-be home buyers, especially borrowers looking to get their first mortgage. While a down payment doesn’t necessarily need to be […]
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Home Buying · News · Real Estate Market · Uncategorized
Is it a good idea to buy a house in 2024?
January 2, 2024
With potential home buyers caught between relatively high interest rates and shifting home prices, it’s natural to wonder if now is a good time to buy a house.
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FHA Loan Limits | Increased limits in 2026
January 2, 2024
The surge in home prices has led the FHA to increase its loan limits for 2024. With this latest increase, the new baseline limit for single-family home purchases is $498,257. […]
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Home Equity Loan Rates & Requirements 2026
January 2, 2024
As a homeowner, you’ll build equity in your home with each mortgage payment. When you need to fund a big expense, a home equity loan can help you tap into […]
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Biden First-Time Homebuyer Act | Benefits & Requirements 2026
January 2, 2024
The proposed Biden First-Time Home Buyer Tax Credit could help some Americans make their dream of homeownership a reality.
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No Income Verification Mortgage | Guidelines for 2026
January 2, 2024
When you apply for a mortgage, the lender wants to ensure that you have the financial resources to repay the loan. If you don’t have standard proof of income, like pay stubs and W-2s, then a lender might approve your mortgage based on other financial factors.
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First-Time Home Buyer Grants | 2026
January 2, 2024
Saving up for a down payment can be a hurdle for many would-be home buyers. Luckily, first-time home buyers can turn to grants. There are lots of assistance programs to […]
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Best Loans for Home Improvement | 2026
January 2, 2024
Let’s explore the best loans for home improvement and which ones might suit your specific needs and finances.
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Just 5% Down for Multi-Family Homes | Fannie Mae Introduces New Rules
November 9, 2023
Fannie Mae recently announced it will now allow down payments as low as 5% for multi-family homes.
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