Sarah Sharkey is a personal finance writer covering retirement, investing, debt, savings, credit cards, mortgages, and student loans. Additionally, she is the founder of Adventurous Adulting, a personal finance blog dedicated to helping readers tackle their money and take control of the adventure of life.
Freddie Mac’s Home Possible mortgage is a loan program designed for home buyers with low incomes or little in savings. It requires just a 3% down payment. Who is eligible […]
The Biden administration recently announced changes to required FHA insurance premiums. For current homeowners with an FHA home loan and prospective homebuyers pursuing an FHA loan, this means savings are […]
If you want to buy a home without a large down payment, there are plenty of government-backed programs available. But the opportunities don’t end there. Fannie Mae and Freddie Mac […]
As a first-time home buyer, you have plenty of home loan options. But the most popular options are first-time home buyer loan programs, which are available at the federal and […]
Home shoppers can kick off the mortgage process with a loan prequalification. As the first of several steps in the mortgage application, the lender will provide an estimate of how […]
If you’re thinking about homeownership, you may have heard that you must save a 20% down payment before you can consider buying a home. The good news is that’s not […]