What is the Freddie Mac Home Possible program?
Freddie Mac’s Home Possible mortgage is a loan program designed for home buyers with low incomes or little in savings. It requires just a 3% down payment. Who…
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Sarah Sharkey
Sarah Sharkey is a personal finance writer covering retirement, investing, debt, savings, credit cards, mortgages, and student loans. Additionally, she is the founder of Adventurous Adulting, a personal finance blog dedicated to helping readers tackle their money and take control of the adventure of life.
Articles by Sarah Sharkey
Biden Administration Lowers Costs for FHA-Insured Mortgages
The Biden administration recently announced changes to required FHA insurance premiums. For current homeowners with an FHA home loan and prospective homebuyers pursuing an FHA loan, this means…
Freddie Mac’s Home Possible vs Fannie Mae’s HomeReady: Which is better?
If you want to buy a home without a large down payment, there are plenty of government-backed programs available. But the opportunities don’t end there. Fannie Mae and…
Pros and Cons of First-Time Home Buyer Loans
As a first-time home buyer, you have plenty of home loan options. But the most popular options are first-time home buyer loan programs, which are available at the…
Prequalify for a home loan | First-time home buyer guide 2026
Home shoppers can kick off the mortgage process with a loan prequalification. As the first of several steps in the mortgage application, the lender will provide an estimate…
Average Down Payment on a House | 2026
If you’re thinking about homeownership, you may have heard that you must save a 20% down payment before you can consider buying a home. The good news is…