A Complete Guide to Home Loan Closing Costs | 2026
What are closing costs? Any home loan — whether to purchase a new home or refinance a current loan — will come with closing costs. Closing costs cover…
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Tim Lucas
Tim Lucas (NMLS #118763) was an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more.
Articles by Tim Lucas
5 Tips for Selling Your Home & Moving Up
#1: Decide to sell or hold Before selling your home, consider that the home may serve you better as an investment. Before you put your home on the…
How to Find a Real Estate Agent – Interview with Ben Pridgeon
MyMortgageInsider.com was able to sit down with Ben Pridgeon of The Pridgeon Group and discuss how home buyers can find a quality real estate agent. Ben goes into…
Chinese Drywall & Invisible Home Hazards: Pro Home Inspector Q&A
MyMortgageInsider got the inside scoop about invisible hazards in the home. Licensed home inspector John M Acaron, CHI of HomeInspectorUSA talks about Chinese drywall, mold, and more. MMI:…
When Lender Paid Mortgage Insurance Makes Sense
More and more borrowers today are looking for ways to finance their home purchase without making a full 20% down payment. As FHA continues to increase fees, many…
Home Inspection Q&A with Reuben Saltzman
MyMortgageInsider asked ASHI-certified home inspector Reuben Saltzman all about home inspections and why they are important. MMI: Hi Reuben. Looking at your website, you have a ton of…
Reverse Mortgage Basics
Here is how reverse mortgages work: the loan pays the borrower instead of the borrower paying the loan. The most common type is the Home Equity Conversion Mortgage,…
FHA Manufactured Home Loan | Guidelines & Requirements 2026
Mobile homes, also known as manufactured homes, represent more than one out of ten new homes built and provide an affordable alternative for home ownership. Less expensive than…
Should You Accept a Contingent Offer?
When home owners are out shopping for a new home and find the perfect place, sometimes they need to sell their current home before they can afford to…
Mortgage Credit Certificate: Qualify for More House
A loan program that gets little attention, but could reap big rewards, is the Mortgage Credit Certificate, otherwise known as the MCC tax credit. The idea of the…