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Category: Home Buying

The housing market is stabilizing, and homes are appreciating again. With today’s low interest rates and affordable home prices, it’s a great time to buy.

Buying a mobile home with an FHA loan

FHA Loans · Home Buying

FHA Manufactured Home Loan | Guidelines & Requirements 2026

January 28, 2022

Mobile homes, also known as manufactured homes, represent more than one out of ten new homes built and provide an affordable alternative for home ownership. Less expensive than both new […]

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VA Loan vs Conventional Loan Which is better

Home Buying

How Not To Turn Your Home Loan Pre Approval Into Just Another Piece of Paper

January 27, 2022

Your home loan pre approval is necessary to make your home purchase a done deal. But the wrong moves can make that piece of paper worthless. He couldn’t believe his […]

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New house keys in door lock

Home Buying

What Real Estate Agents Do For Home Buyers

January 3, 2022

Finding  and buying your dream home can be a long, complicated and potentially overwhelming process. That’s why a vast majority of home buyers opt to use a real estate agent […]

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FHA Back to Work program

FHA Loans · Home Buying

FHA Back to Work Program – Guidelines & Chart

January 1, 2022

Editor’s Note: The FHA Back-to-Work Program expired Oct. 1, 2016. If you’ve experienced a foreclosure, short sale, or deed-in-lieu of foreclosure with extenuating circumstances, then you may be eligible for […]

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How to qualify for enough credit to buy a big house

Home Buying · Understanding Mortgages

Mortgage Credit Certificate: Qualify for More House

January 1, 2022

A loan program that gets little attention, but could reap big rewards, is the Mortgage Credit Certificate, otherwise known as the MCC tax credit. The idea of the program is […]

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2014 FHA loan limits: what to know and expect

FHA Loans · Home Buying

FHA Loan Limits: Lower in 2014

January 1, 2022

The Department of Housing and Urban Development (HUD) announced Friday that FHA loan limits will decrease starting January 1, 2014. Federal Housing Administration (FHA) loans are popular with first-time home […]

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Jumbo loans are becoming easier to get

Home Buying · Jumbo Loans · News · Refinance

Jumbo Loans: Easier Mortgage Qualifying, Lower Rates than in Recent Years

January 1, 2022

A jumbo loan is any loan that is above the standard lending limits of FHA, VA, or conventional. While still a bit harder to find than the more common loan […]

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For sale by owner homes

Home Buying

Buying a “For Sale By Owner” Home

January 1, 2022

Some may not be aware of this but it’s not a requirement to have a real estate agent list a home for sale. Whether or not it’s a good idea […]

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Can I afford to buy a house?

Home Buying

How Much House Can I Afford?

January 1, 2022

How much you can afford on a home goes beyond the mortgage payment. Factor in the extra costs to keep the home long term and reap the tremendous financial benefits […]

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Stay away from exotic homes to get a home loan

Home Buying · Understanding Mortgages

Unique Properties: Mortgage Lenders Won’t Touch ‘Em

January 1, 2022

With a name like “the mushroom house,” it was one of the toughest sales of her career as a real estate broker Dayna Murray of Keller Williams Premier Realty in […]

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