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Category: HARP

$30,000 underwater, not HARP eligible. Any options?

We are $30,000 Underwater and Not HARP Eligible. What are our Options?

September 5, 2014

Dear Tim, I would like to give you a “short synopsis” of where we are with our mortgage. Wells Fargo is our lender, paying 7.5% interest rate, our home is […]

Underwater home mortgage refinance options alternatives

HARP · HARP 3.0 · News · Refinance

HARP 2.0 Plus more Underwater Mortgage Refinance Options

June 27, 2014

Even though home values have risen in many areas of the country, there still remains plenty of people with underwater mortgages – meaning they owe more on the mortgage than […]

Obama refinance program | MyMortgageInsider.com

HARP · HARP 3.0

Everything about the Obama Refinance Program and How to Qualify

February 28, 2014

The Obama refinance is one of today’s most powerful tools available to you as an underwater homeowner. But there’s a lot of confusion around the program so let’s take it […]

Can I refinance with HARP without a Fannie or Freddie Loan

Ask Tim · HARP · HARP 3.0

Can I Refinance with HARP if My Mortgage is not a Freddie or Fannie Loan?

January 17, 2014

Recently I received a question from a MyMortgageInser reader about HARP 3.0 and the current HARP program: Q: If my mortgage is not owned by Freddie Mac or Fannie Mae, […]

14 Upgrades to HARP 2.0 Refinance in 2014

HARP · HARP 3.0

Needed: Fourteen Epic Upgrades to HARP in 2014

January 11, 2014

The Home Affordable Refinance Program, or HARP 2.0, has helped millions of homeowners refinance into a lower rate and payment, even though they are underwater. Still, many are pushing for […]

HARP · HARP 3.0

If not a full HARP 3.0, we could see HARP 3 Lite: HARP 2.1 or HARP 2.5

December 27, 2013

If HARP 3.0 isn’t fully rolled out in 2014, perhaps some elements of it will be. Instead of HARP 3.0 we could see a “lite” version of the new program […]

2nd mortgage lender won't let 1st mortgage balance increase

Ask Tim · HARP

My Second Mortgage Lender won’t allow a Higher HARP Loan Amount

November 25, 2013

Q: I have applied for a HARP refinance. My HARP lender is telling me that my second mortgage holder won’t budge and let me increase my first mortgage loan amount. […]

HARP · HARP 3.0 · News · Refinance

“Merkley Mortgage” – A HARP 3.0 Prototype

October 29, 2013

The RAHAPP Mortgage could be a Precursor of HARP 3.0 Started in April 2013, home owners in three Oregon counties have utilized a pilot refinance program that may prove more […]

HARP · HARP 3.0 · Refinance

Here’s How We Can Make HARP 3.0 Happen in 2014

October 8, 2013

Four Big Ideas to Make HARP 3.0 a Reality HARP 3.0 could turn out to be the most helpful refinance program in history. Now if it could only make its […]

HARP

HARP 2.0 Interest Rates in 2014: Better or Worse?

October 4, 2013

Everyone would like to see into the future about interest rates. It would make the decision to refinance now or later an easy one, right? We don’t have a crystal […]