Reverse Mortgage Basics
Quite simply, a reverse mortgage is a loan that pays the borrower instead of the borrower paying the loan. Also known as a Home Equity Conversion Mortgage, or…
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Refinance
Can I Refinance Two Properties at Once?
Since the election, mortgage rates have seen more highs than lows. Most experts are predicting that mortgage rates will continue to rise in 2017. Even so, there…
RefiNow and Refi Possible | New Low-Income Refinance Programs 2026
What are RefiNow and Refi Possible? RefiNow and Refi Possible are new refinance programs available to homeowners with existing conventional mortgages owned by Fannie Mae or Freddie Mac.…
Complete HARP Refinance Rates & Guidelines | Updated for 2026
Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program is a popular replacement option. Plus, Fannie Mae’s High LTV…
Jumbo Loans: Easier Mortgage Qualifying, Lower Rates than in Recent Years
A jumbo loan is any loan that is above the standard lending limits of FHA, VA, or conventional. While still a bit harder to find than the more…
Should You Co-sign a Mortgage Loan?
Everyone needs a helping hand every now and then. And that’s a good thing. Be it a family member, a neighbor or a stranger, spreading good cheer makes…
Here’s How We Can Make HARP 3.0 Happen in 2026
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be…
Why Get an Appraisal on an FHA Streamline Refinance?
The big advantage to an FHA streamline refinance is that you can skip the requirement for an appraisal. But, in some cases, you may opt to get an…
I Need Lower Mortgage Payments but I’m not HARP Refinance Eligible
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie…
How Do I Refinance with HARP when I have a 2nd Mortgage?
Editor’s Note: The HARP program expired December 31, 2018, and a popular replacement option, the Freddie Mac Enhanced Relief Refinance (FMERR) loan expired September 30, 2019. However, Fannie…