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Underwriting problems that could slow down your home purchase

News · Understanding Mortgages

Common Mortgage Underwriting Problems that Could Stop Your Loan Approval

November 15, 2022

The application process to get a mortgage may seem a little daunting with all the information you reveal. But just because you get through the application doesn’t mean it’s over, […]

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Can you use cryptocurrency to buy a home

Understanding Mortgages

Can You Use Bitcoin For a Downpayment on a House?

November 15, 2022

For most of its 10-year history, serious interest in Bitcoin was largely limited to computer geeks and cyber criminals. (According to Europol, “Bitcoin [is] the currency of choice in criminal […]

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Mortgage Life Insurance or Private Mortgage Insurance – Which is Better?

Q&A

Mortgage Life Insurance or Private Mortgage Insurance – Which is Better?

November 15, 2022

Question: What is “mortgage life insurance” and why do I need it when I already have private mortgage insurance? Answer: Private mortgage insurance and mortgage life insurance are two very […]

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Why does getting a mortgage take so long

Home Buying

Why does getting a mortgage take so long?

November 15, 2022

Getting a mortgage loan means you’ll likely experience every possible emotion. Unfortunately, a word commonly used to describe the home loan process is “stressful”. When buying or refinancing a home, […]

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Borrowing from a 401k or IRA

Home Buying · Understanding Mortgages

Borrow From Your 401k to Buy A Home

November 15, 2022

Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]

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Things To Do After Closing On Your New Home

Home Buying · Homeowner Tips

12 Things To Do After Closing On A House | Next Steps 2026

November 15, 2022

After you finish signing at the closing of your new house, you’re handed the keys and the house is officially yours. But there some things you should do to make […]

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What To Do After Your Offer Is Accepted 2016

Uncategorized

What Happens After Your Offer Is Accepted

November 15, 2022

You’ve applied for a mortgage, found the perfect home, and put down an offer. After your offer is approved, what happens next? An experienced real estate agent can help you […]

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Small Mortgages - What They Are and Where To Find Them

Niche Mortgage Products

Small Mortgage Loans: Do Lenders Do Them Any More?

November 15, 2022

Some areas of the country have homes for sale that don’t cost a fortune. In fact, the median sales price of homes in some areas is quite inexpensive – less […]

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Why are USDA loans becoming more popular?

News · USDA Home Loans

USDA Home Loans Popular in All 50 States as Buyers Enjoy 14-Year-Old Eligibility Maps

November 15, 2022

Since 2009, USDA home loans have helped over 650,000 families buy a home with zero down payment. The popularity of this home loan is no surprise. It’s one of the […]

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How Do Lenders Calculate Student Loan Payments?

Home Buying

How Do Lenders Calculate Student Loan Payments?

November 15, 2022

The costs for higher education are among the fastest-rising costs in America today. In fact, since 1980, tuition costs at U.S. colleges and universities have risen a staggering 757 percent. […]

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