Buying A House with Student Loan Debt: The Complete Guide
July 29, 2022
Can you buy a house with student loan debt? There are ways to get a mortgage with student loan debt, even if you’re saddled with a hefty monthly student loan […]
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Can I Change My Job Prior To Buying A Home? | 2026
July 25, 2022
The short answer is changing jobs can affect your loan approval. From your mortgage lender’s perspective, your employment history and income are paramount to your ability to make your payments. […]
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USDA Income Eligibility | How Much Can You Make and Get a USDA Home Loan?
July 25, 2022
There is hope for borrowers who cannot get a conventional loan and have low to moderate income. The USDA loan program offers no-down-payment, 100 percent financing through a guaranteed loan […]
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5 Surprising Income Types Mortgage Lenders Allow
July 25, 2022
The news is inundated with stories of lenders making it tough for some borrowers to qualify for mortgage loans. But while that can be true, borrowers with unique circumstances shouldn’t […]
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Best ways to get pre-approved quickly and efficiently for a mortgage
July 25, 2022
If you are serious about buying a house in the next few months, there is one thing you should do right away: get a mortgage pre-approval. It could be your […]
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Home Buying · Understanding Mortgages
The Best Way to Buy a Home for a Disabled Adult Child
July 25, 2022
Typically those who buy a home can only take advantage of the best interest rates and mortgage terms if it is an “owner-occupied” property, meaning they plan to live in […]
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Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans
Get A Mortgage With Less Than 20% Down
July 25, 2022
Low down payment mortgage options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years […]
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Ask Tim · FHA Loans · News · Refinance
Can I Use an FHA Refinance to Remove a Borrower?
July 25, 2022
The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower […]
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Ask Tim · Credit · Home Buying
How Long After a Foreclosure Can I Buy a Home?
July 25, 2022
Can you buy a home after a foreclosure? Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Mortgage […]
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USDA Streamline Refinance Program Guidelines & State Chart 2026
July 25, 2022
Editor’s note: The USDA streamline refinance pilot program has been rolled out nationwide. It is now available in all 50 states and is called the USDA streamlined-assist refinance. The USDA […]
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