Thomas Short is a personal finance writer based in Seattle. His work has appeared in Entrepreneur, Huffington Post, The Mortgage Reports, and more.
January 1, 2022
Editor’s note: FHA rolled back this proposal, and FHA mortgage insurance did not change from previous levels. To see current FHA insurance premiums, see our FHA loan page. The FHA is […]
Read More
January 1, 2022
What is HTLTV and HCLTV? HTLTV is an acronym for “high total loan to value.” HTLTV is a comparison between your home’s value and the total amount of credit available on […]
Read More
January 1, 2022
Single dads can sometimes have it rough trying to raise their children by themselves and pay the bills. Buying a house on top of all of that seems almost unachievable. […]
Read More
Conventional Loans · Understanding Mortgages
November 22, 2021
Comparing fixed-rate and adjustable-rate mortgages Most home shoppers choose fixed-rate mortgages without much thought about adjustable-rate mortgages. But you may be surprised to learn both types of mortgages have advantages. […]
Read More
November 15, 2021
Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program is a popular replacement. Additionally, Fannie Mae’s High LTV Refinance Option (HLRO) […]
Read More
FHA Loans · Mortgage Rates · Refinance
February 12, 2020
FHA loans closed at the highest clip in the past 18 months. Over 74.2 percent of FHA loans closed in the month of December, up from about 74 percent in […]
Read More
Home Buying · Niche Mortgage Products
January 12, 2018
With home prices rising around the country, it’s interesting to wonder just how much you need to buy – and keep – a home in some of the largest metro […]
Read More
July 28, 2017
After a strong month of sales in May, existing home sales dipped back down this past month. It was caused by the shortage of available homes on the market, the […]
Read More
July 26, 2017
The Fed’s most recent two-day meeting concluded on July 26, and they have decided to keep everything the same for the next six weeks or so. However, their decision could […]
Read More
July 21, 2017
Rates have been gradually dropping over the past few months, but June saw some of the lowest mortgage rates of the year. As a result, June ended up having a […]
Read More