Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
January 1, 2022
Thirty-year mortgage rates are solidly below historic levels. Mortgage backing agency Freddie Mac reports an average rate of 4.15% for the week of July 7. Similar rates have only been […]
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January 1, 2022
Everyone enjoys a nice rain but no one enjoys a flood. Prospective home buyers are made aware that a particular home they are interested in is in a flood zone […]
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Home Buying · Understanding Mortgages
January 1, 2022
As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next step is […]
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January 1, 2022
Credit is one of life’s necessary evils. You need a decent credit score to buy just about any big ticket item – car, boat, house — or even to get […]
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January 1, 2022
Having a vacation property means having a place where you can go to get away from it all each year. Whether your vacation property is on the beach or in […]
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Ask Tim · HARP · HARP 3.0 · News
January 1, 2022
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Conventional Loans · FHA Loans · Home Buying · Private Mortgage Insurance
January 1, 2022
One of the first questions home buyers ask themselves when considering how to finance their upcoming home purchase is whether to use an FHA loan or a conventional loan with […]
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January 1, 2022
With interest rates where they are today and home prices that appear to be stabilizing in many parts of the country, many are considering investing in real estate yet again. […]
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January 1, 2022
The FHA streamline program is a refinance option with relaxed credit and underwriting guidelines. Current FHA homeowners can lower their rate and payment without nearly as much paperwork as a traditional […]
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News · Refinance · VA Home Loans
January 1, 2022
The VA streamline refinance, also known as an IRRRL, has helped millions of US military veterans and service members lower their mortgage rate and house payment. While the VA streamline […]
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