Tim Lucas
Tim Lucas (NMLS #118763 ) is an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more. You can connect with Tim on his website, ThisIsMortgage.com.
Articles by Tim Lucas
HARP 2.0 Interest Rates in 2014: Better or Worse?
October 4, 2013
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]
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Mortgages Still Available During Government Shutdown
October 3, 2013
The government shutdown that went into effect on October 1, 2013 sent almost 1 million federal employees home for an undetermined amount of time and halted government operations almost everywhere. […]
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FHA Loans · News · Private Mortgage Insurance
FHA Applications Plummet in June 2013
September 27, 2013
The U.S. Department of Housing and Urban Development, or HUD, recently released its monthly production report for June 2013 for mortgages underwritten to FHA guidelines. Each month, this report tallies FHA […]
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Home Buying · Understanding Mortgages
Video: First Time Home Buyer Questions about Prequalification
September 2, 2013
If you’re thinking about buying a home, prequalification is an vital step in the process. We interviewed Sr. Mortgage Advisor Tom Pessemier (MLO 117989/NMLS 117989) for insights on how to […]
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Home Buying · Understanding Mortgages
Video: First Time Home Buyer Common Questions about Money
August 30, 2013
Are you a potential first time home buyer with these questions? If you’ve asked yourself these questions, watch this video. MyMortgageInsider.com interviewed Sr. Mortgage Advisor Tom Pessemier (MLO 117989/NMLS 117989) who works […]
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Refinance · Understanding Mortgages · VA Home Loans
VA Streamline Refinance (IRRRL) Interview with a VA Loan Pro
August 22, 2013
MyMortgageInsider had an interesting conversation with licensed loan originator Mark Mizer (NMLS 121173) about the many benefits of the VA streamline refinance program. MMI: There’s been incredible interest in VA refinances […]
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Single Women Buying More Homes than Single Men
August 18, 2013
Most consumers today aren’t aware of some of the discriminatory lending practices of long ago. Well before the implementation of the Fair Housing Act of 1968, banks and other lending […]
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Your ARM Index Says: Refinance Into a Fixed Loan
August 9, 2013
Is your home loan an adjustable rate mortgage? Have you been putting off your refinance? It may be time to start thinking about converting your adjustable rate mortgage into a […]
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HARP 3.0 · Home Buying · News · Refinance
Zillow’s Interview with President Obama
August 7, 2013
President Barack Obama participated in a live broadcast mediated by Zillow CEO Spencer Rascoff on Wednesday about housing affordability in America. The President spoke on HARP 3.0, the housing market, rising […]
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