HARP 2.0 Interest Rates in 2014: Better or Worse?
Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be…
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Tim Lucas
Tim Lucas (NMLS #118763) was an editor of MyMortgageInsider.com. He has appeared on Time.com, Realtor.com, Scotsman Guide, and more.
Articles by Tim Lucas
Mortgages Still Available During Government Shutdown
The government shutdown that went into effect on October 1, 2013 sent almost 1 million federal employees home for an undetermined amount of time and halted government operations…
FHA Applications Plummet in June 2013
The U.S. Department of Housing and Urban Development, or HUD, recently released its monthly production report for June 2013 for mortgages underwritten to FHA guidelines. Each month, this report…
Video: First Time Home Buyer Questions about Prequalification
If you’re thinking about buying a home, prequalification is an vital step in the process. We interviewed Sr. Mortgage Advisor Tom Pessemier (MLO 117989/NMLS 117989) for insights on…
Video: First Time Home Buyer Common Questions about Money
Are you a potential first time home buyer with these questions? If you’ve asked yourself these questions, watch this video. MyMortgageInsider.com interviewed Sr. Mortgage Advisor Tom Pessemier (MLO 117989/NMLS…
VA Streamline Refinance (IRRRL) Interview with a VA Loan Pro
MyMortgageInsider had an interesting conversation with licensed loan originator Mark Mizer (NMLS 121173) about the many benefits of the VA streamline refinance program. MMI: There’s been incredible interest in…
Your ARM Index Says: Refinance Into a Fixed Loan
Is your home loan an adjustable rate mortgage? Have you been putting off your refinance? It may be time to start thinking about converting your adjustable rate mortgage…
Can I Open a Cash Out Mortgage on a Home I Just Bought?
Getting a cash out mortgage on a house you just bought could be difficult. Question: We just bought the house, but can I open a cash out mortgage on…
Most Affordable and Least Affordable Housing Markets for 2013
If you’re looking for the most affordable housing market in the United States, then you’ll be heading to Ogden-Clearfield Utah. The region holds the title for the beginning…
The $13,075 Sweater and Other Credit Card Mistakes
You walk into the department store and see the sweater. Yes, the sweater. Featured on the cover of the winter catalog, it draws you with all its cream-colored…