The housing market is stabilizing, and homes are appreciating again. With today’s low interest rates and affordable home prices, it’s a great time to buy.
February 12, 2019
by Lee Nelson, freelance writer and single mom Single moms can have it tough trying to become a homeowner — between raising their children on their own and paying all […]
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Home Buying · Understanding Mortgages
February 4, 2019
Your adult child is hard working and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them […]
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Home Buying · Private Mortgage Insurance
January 25, 2019
Private mortgage insurance, also known as PMI, is a type of mortgage insurance common with conventional loans. It’s intended to protect the lender if you stop making your loan payments, […]
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Ask Tim · Credit · Home Buying
January 15, 2019
Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Lenders don’t like to see a foreclosure on your […]
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Conventional Loans · Home Buying · News
January 2, 2019
Home buying just got a lot easier. Fannie Mae and Freddie Mac, the country’s two main mortgage rule-making agencies, now allow home purchases with just a 3% down payment. The 97% […]
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October 23, 2018
You’ve been saving like crazy for a home. You’ve sacrificed fancy coffees and nights out on the town for the past year to save for your downpayment, and you finally […]
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September 11, 2018
You cannot wait to buy a home to make it your own – possibly tear down some walls for an open floor plan or build a pool in the back. […]
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August 28, 2018
When someone decides it’s time to buy a home, they also need to decide whether it will be a new build or an existing home. Benefits and problems arise from […]
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July 10, 2018
How exciting to dream of having your own cabin on the lake to gather the family and friends for memorable outings. Owning a vacation or second home can bring joy, […]
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April 3, 2018
If you are serious these days about buying a house or even just looking at a home, there is one thing you’d better get – a mortgage preapproval. It could […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
