Manufactured Home Age Requirements by Loan Type
Most mortgage programs finance a manufactured home only if it was built on or after June 15, 1976, under the HUD Code. Here is the rule for each…
Category · Page 2
Home Buying
Pre-Foreclosure Homes: What They Are and How to Buy One
Pre-foreclosure homes belong to owners who have fallen behind on their mortgage and received a default notice, but whose homes have not been sold at a foreclosure sale.…
How to Buy a House After Foreclosure: A Step-by-Step Plan
Yes, you can buy a house after foreclosure. Here is how long each loan type makes you wait and what to do with that time so your application…
Contingent Offer: What It Means for Buyers and Sellers
A contingent offer only becomes a sale if the buyer meets a condition, most often selling their current home. Here is how it works for buyers, sellers and…
Real Estate Rebates: How Buyer Commission Rebates Work
A real estate rebate returns part of your agent's commission to you at closing. Here is where rebates are allowed, how the NAR settlement changed agent pay, and…
How to Buy a House From a Family Member
You can buy a house from a family member with a regular mortgage, a gift of equity, or by taking over or buying out an existing interest. Here…
How to Buy a House Fast: 10 Ways to Speed Up the Process
The fastest home purchases start with a verified pre-approval and end with a buyer who answers every lender request the same day. Here is what you can speed…
How to Get a Mortgage With Bad Credit: Your Loan Options
You can get a mortgage with bad credit through FHA, VA, USDA and some conventional loans. Here is what each program allows, what a low score costs, and…
Is It a Good Time to Buy a House? How to Decide
There is no single right time to buy for the whole market. Here is what the latest rate and home sales data show, what higher rates cost, and…
Can You Buy a House With No Money Down?
Only VA and USDA loans let you buy a house with no money down. Here is who qualifies, what the 3% and 3.5% down options cost, and how…