The housing market is stabilizing, and homes are appreciating again. With today’s low interest rates and affordable home prices, it’s a great time to buy.
Home Buying · Understanding Mortgages
March 5, 2021
Those with disabilities and disability income can qualify for these special home buying programs as well as standard mortgage loans. Check your loan eligibility today. Life hasn’t always been easy […]
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March 5, 2021
The news is inundated with stories of lenders making it tough for some borrowers to qualify for mortgage loans. But while that can be true, borrowers with unique circumstances shouldn’t […]
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Home Buying · Understanding Mortgages
March 5, 2021
Typically those who buy a home can only take advantage of the best interest rates and mortgage terms if it is an “owner-occupied” property, meaning they plan to live in […]
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Home Buying · Understanding Mortgages
March 4, 2021
Saving up money for a down payment and closing costs to buy a house is one of the basic requirements in order to qualify for a home loan. It can […]
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March 4, 2021
Your real estate agent has shown you two perfect homes for the same price — one is a condominium with great amenities and the open floor plan you desire. The […]
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February 12, 2021
Most couples used to get married before making any major financial decisions together. But today, one in four unmarried couples between 18 and 34 buy a house together, according to […]
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Ask Tim · Credit · Home Buying
February 8, 2021
Buying again after a foreclosure, short sale, or deed-in-lieu of foreclosure can be done, with some hard work — and waiting. Mortgage lenders don’t like to see a foreclosure on […]
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Home Buying · Understanding Mortgages
February 5, 2021
Your adult child is hardworking and responsible. But because of their lack of credit history, stricter lending regulations or too many student loans, it is almost impossible for them to […]
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Home Buying · Mortgage Strategy
February 5, 2021
When buying a home, the biggest upfront expense is likely to be the down payment. Even if future homeowners can reasonably afford monthly mortgage payments, the initial cost of purchasing […]
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Home Buying · News · Understanding Mortgages
February 4, 2021
“Affordable Loan Solution” Offers 3% Down Loan A new loan program requires just 3 percent down and no mortgage insurance. The “Affordable Loan Solution” mortgage is a new conventional loan […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
