A Complete Guide to Home Loan Closing Costs | 2026
What are closing costs? Home loan closing costs come with every mortgage, whether you purchase a new home or refinance a current loan. Closing costs cover a variety…
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Understanding Mortgages
What to Do When Your Appraisal Comes In Low | 2026
Home appraisals sometimes come in below the agreed price. If your appraisal came in low, that can be a headache for both sides. Buyers may have to cover…
Can I Refinance Two Properties at Once?
There are many reasons a refinance can be beneficial, and the same reasons apply to refinancing multiple properties. Some reasons homeowners choose to refinance include: Refinancing could be…
Get A Mortgage After Retirement | How To Qualify 2026
Is getting a mortgage in retirement possible when you no longer receive a regular paycheck? The good news: Yes, it is. However, qualifying for a mortgage with retirement…
Mortgage Credit Certificate: Qualify for More House
A homebuyer program that gets little attention, but could reap big rewards, is the Mortgage Credit Certificate, otherwise known as the MCC tax credit. The idea of the…
Unique Properties: Why Mortgage Lenders Hesitate
Financing unique properties can be hard. Dayna Murray, then a real estate broker with Keller Williams Premier Realty in Minnesota, learned that with “the mushroom house.” It was…
Mortgage Application Denied? What To Do Next
You started out with such enthusiasm. You decided it was time to buy or refinance a home, so you found a lender and applied. A few days later,…
How Will Maternity Leave Affect Your Mortgage Application?
You’ve decided that the bundle of joy you’re carrying deserves his or her own room. You’ve even decorated the space in your mind. The only problem is finding…
What is Earnest Money?
As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next…
Pros & Cons of Piggyback Loans
Many home buyers believe they need to put 20 percent down for a house. However, many home buyers end up putting down less than 20 percent. In fact,…