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Category: Understanding Mortgages

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Understanding Mortgages

5 Appraisal Problems That Can Affect Your Mortgage Approval

July 24, 2022

Most mortgages and refinance loans require a new home appraisal to find the fair market value of the home. A home appraisal helps a mortgage lender to ensure the home […]

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Home Buying · Understanding Mortgages

Cosigning a Mortgage for an Adult Child

June 20, 2022

Even if your adult child is hardworking and responsible, they may be struggling to get a mortgage. The problem could be their lack of credit history, strict lending regulations or […]

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Understanding Mortgages

A Complete Guide to Home Loan Closing Costs | 2026

June 2, 2022

What are closing costs? Any home loan — whether to purchase a new home or refinance a current loan — will come with closing costs. Closing costs cover a variety […]

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What to do if an appraisal comes in low

Home Buying · Understanding Mortgages

Low Appraisals in a Hot Market | 2026

April 26, 2022

Due to increased demand and low real estate inventory, most parts of the U.S. are currently in a seller’s market. This is great news if you’re trying to sell a […]

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How to get a refinance for multiple properties

Refinance · Understanding Mortgages

Can I Refinance Two Properties at Once?

April 1, 2022

Since the election, mortgage rates have seen more highs than lows. Most experts are predicting that mortgage rates will continue to rise in 2017.   Even so, there are many […]

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Understanding Mortgages

Get A Mortgage After Retirement | How To Qualify 2026

January 27, 2022

Can you get a mortgage if you’re retired, even though you no longer receive a regular paycheck? The good news: Yes, you can. Though, qualifying for a mortgage with retirement […]

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Ways to get prepapproved for a mortgage

Understanding Mortgages

Get a Mortgage Pre-Approval Quicker & Easier

January 22, 2022

Getting a pre-approval for a mortgage loan can not only help you in your quest to buy a house you can truly afford, it also can show you if there […]

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How to qualify for enough credit to buy a big house

Home Buying · Understanding Mortgages

Mortgage Credit Certificate: Qualify for More House

January 1, 2022

A loan program that gets little attention, but could reap big rewards, is the Mortgage Credit Certificate, otherwise known as the MCC tax credit. The idea of the program is […]

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Stay away from exotic homes to get a home loan

Home Buying · Understanding Mortgages

Unique Properties: Mortgage Lenders Won’t Touch ‘Em

January 1, 2022

With a name like “the mushroom house,” it was one of the toughest sales of her career as a real estate broker Dayna Murray of Keller Williams Premier Realty in […]

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What to do if your mortgage application gets denied

Credit · Understanding Mortgages

Mortgage Application Denied? What To Do Next

January 1, 2022

You started out with such enthusiasm. You decided it was time to buy or refinance a home, so you find a lender. You apply, but after a few days, your […]

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