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Category: Understanding Mortgages

How does maternity leave affect a mortgage application

Home Buying · Refinance · Understanding Mortgages

How Will Maternity Leave Affect Your Mortgage Application?

January 1, 2022

You’ve decided that the bundle of joy you’re carrying deserves his or her own room and you’ve decorated the space in your mind. The only problem is you need to […]

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Jeana Curro expert interview

Expert Interviews · Understanding Mortgages · VA Home Loans

Jeana Curro, Director at Deutsche Bank on Gov’t Backed Mortgages, Low Rates

January 1, 2022

Jeana Curro, Director of Mortgage Backed Securities Research at Deutsche Bank in New York, talks about how government backing and mortgage investors drive down interest rates and make home loans more […]

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Mortgage denial - what next?

Credit · Home Buying · News · Understanding Mortgages

Mortgage Application Denied? What To Do Next

January 1, 2022

It feels like you gave your lender every piece of information and documentation of your financial world that you possibly could. You feel like you have no secrets left. But […]

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What is Earnest Money?

Home Buying · Understanding Mortgages

What is Earnest Money?

January 1, 2022

As you’ve searched for your next home, you finally arrive at the perfect property. You and your agent successfully negotiate the terms of the sales contract. Your next step is […]

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What To Consider Prior To Paying Off Your Mortgage

Refinance · Understanding Mortgages

Six Things to Consider Before Paying Off Your Mortgage Early

January 1, 2022

When a home buyer purchases a home, they agree to a mortgage that is best for their budget. Mortgages will typically last 30 years so homeowners can more easily manage […]

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First-Time Home Buyer Grants

Understanding Mortgages

Pros & Cons of Piggyback Loans

January 1, 2022

Many home buyers believe they need to put 20 percent down for a house. However, many home buyers end up putting down less than 20 percent. In fact, an analysis […]

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Using a 80 10 10 to finance a home

Uncategorized · Understanding Mortgages

How Does A Piggyback Mortgage Cut Financing Costs?

January 1, 2022

Question: We want to purchase a home for $295,000. We spoke with a loan officer about financing with an FHA mortgage and found out we qualify. However, to get FHA […]

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Getting a home when you're self employed

Understanding Mortgages

How To Get a Mortgage If You Are Self-Employed

January 1, 2022

They could be your nanny, the photographer at your friend’s wedding, your personal finance advisor or the developer that designed your favorite app on your smartphone. They are self-employed. In […]

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Mortgage Repayment Plan

Understanding Mortgages

Mortgage Repayment Plan: Catch Up After Missed Payments

January 1, 2022

Things happen. You got behind on your mortgage a few months ago because of a loss in wages. Now, you are panicking and getting nervous to call your lender because […]

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Getting mortgage insurance and what to know

Understanding Mortgages

Do You Need Mortgage Payment Protection Insurance?

January 1, 2022

Sometimes, you just have to ask the hard questions to yourself and then figure out how you can protect yourself, your family and your home. For instance, what would happen […]

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