Q&A

What Do Lenders Count As Mortgage Income?

October 15, 2018

Question: What is mortgage income? I want to apply for a mortgage but worry that much of my income will not be counted. I receive child support plus much of my […]

Read More...

Q&A

Mortgage Interest Rates Versus The Mysterious APR

October 1, 2018

Question: I want to get a mortgage. Interest rates I understand but what is an APR and why is it higher than the interest rate? Answer: When you buy something […]

Read More...

More

Q&A

Is Cash-out Refinancing A Good Idea With Higher Rates?

September 24, 2018

Question: We want cash-out refinancing. The value of our home has increased significantly in the past five years. We want to now get a cash-out refinance but worry that rising mortgage […]

Read More...

Q&A

Why Has My Credit Score Gone Up?

September 5, 2018

Question: My credit score has gone up significantly during the past year even though my debts and monthly payments have largely stayed the same. Are the new numbers real or […]

Read More...

Q&A

Are Real Estate Closing Delays Common?

August 2, 2018

Question: Are closing delays common? We’re selling our home. The good news is that we have a buyer. The problem is that closing will be delayed because of a mortgage […]

Read More...

Q&A

Should I Value My Home With Online Price Estimates?

July 31, 2018

Question: Homes in our area are quickly selling and we’re thinking of putting our place on the market. Does it make any sense to value our property on the basis […]

Read More...

Q&A

Should We Refinance To Get Rid of Mortgage Insurance?

July 16, 2018

Question: Should we refinance to get rid of mortgage insurance? We bought a home in an area where home prices are exploding. Our equity grows almost daily. Our lender says […]

Read More...

Q&A

Has Refinancing A VA Mortgage Become Harder?

July 5, 2018

Question: I’m a vet and recently heard that a VA mortgage has become more difficult to refinance for borrowers like me. What are the new rules and why is the VA […]

Read More...

Q&A

Mortgage rates are up so will I qualify for a loan?

June 18, 2018

Question: Will I be able to qualify a loan now that mortgage rates are up? Answer: No doubt mortgage rates are up. This does not mean mortgage loans are no […]

Read More...

Q&A

What Makes A Mortgage Affordable?

June 6, 2018

Question: With both home prices and mortgage rates rising during the first half of 2018 are lenders doing anything to ease credit requirements so that homes are more affordable? Answer: […]

Read More...

Get Free Quote

Choose Loan Type:

Conventional Refinance VA Streamline Refinance FHA Streamline Refinance Home Purchase Conventional Home Purchase FHA Home Purchase USDA Home Purchase



Choose Your State:

Choose Your State... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming







• As Seen On

  

• Tim Lucas

  

  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

• Subscribe to our Mailing list

  Don't miss important home loan updates. Sign up for our newsletter. Your privacy is assured. More

  * indicates required

  Email Address *

  First Name

  Last Name

  
  
• 

• Categories

  • Ask Tim
  • Cash Out Refinance
  • Conventional Loans
  • Credit
  • Expert Interviews
  • FHA Loans
  • HARP
  • HARP 3.0
  • Home Buying
  • Homeowner Tips
  • Investment Properties
  • Jumbo Loans
  • Mortgage Rates
  • Mortgage Strategy
  • News
  • Niche Mortgage Products
  • Private Mortgage Insurance
  • Q&A
  • Real Estate Market
  • Refinance
  • Uncategorized
  • Understanding Mortgages
  • USDA Home Loans
  • VA Home Loans

• Recent Posts

  • Current Mortgage Interest Rates
  • How Long After a Foreclosure Can I Buy a Home?
  • Conventional Refinance Rates, 2019 Loan Limits and Guidelines
  • Conventional 97% LTV Program: Buy a Home with 3% Down In 2019
  • Tips For A Stress-Free Move With Pets
•