January 3, 2024
With minimum down payments of 3.5%, competitive interest rates, and lenient credit guidelines, FHA loans have enabled millions of people to buy homes when they couldn’t qualify for a mortgage […]
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Home Buying · Investment Properties
January 3, 2024
Have you ever wondered whether it’s possible to buy a multifamily property and live in one of the units while renting the others? This isn’t as difficult as you might […]
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Conventional Loans · Home Buying
January 3, 2024
Most conventional loans are what’s known as “conforming loans,” which “conform” to a set of standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, […]
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January 2, 2024
Facing a large down payment is a big concern for most home buyers, especially when that amount can equal 3% – 20% of the purchase price. However, it’s often possible […]
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January 2, 2024
If you’re using an FHA loan to buy a condo, you might be surprised to find out that not all condo projects are approved for FHA financing. But that doesn’t […]
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Home Buying · News · Real Estate Market · Uncategorized
January 2, 2024
With potential home buyers caught between relatively high interest rates and shifting home prices, it’s natural to wonder if now is a good time to buy a house.
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January 2, 2024
The surge in home prices has led the FHA to increase its loan limits for 2024. With this latest increase, the new baseline limit for single-family home purchases is $498,257. […]
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January 2, 2024
As a senior on a fixed household income, affording your mortgage can sometimes be a concern. While the overall financial health of the country has improved since the coronavirus pandemic […]
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News · Understanding Mortgages
January 2, 2024
Stated income loans are making a comeback — sort of. Extremely popular in the early 2000s, stated income loans were one of the factors of the housing market collapse. Why? […]
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Conventional Loans · FHA Loans · Private Mortgage Insurance · Refinance
January 2, 2024
FHA loans are popular for a good reason. They help home buyers especially first-time home buyers — get competitive mortgage rates even if they have lower credit scores or higher […]
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