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May 22, 2018
Before 2008, lenders gave out all kinds of crazy mortgage products – including 40-year fixed loans – allowing people to afford a larger home because they could pay it off […]
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Ask Tim · FHA Loans · News · Refinance
May 16, 2018
The FHA streamline refinance allows borrowers to reduce their rate with no pay stubs, no W2s, and no appraisal. But is an FHA streamline possible while simultaneously removing a borrower from […]
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May 15, 2018
If you are nearing a time in your life when a foreclosure might happen on your house, it’s time to act. Companies such as OfferPad, Opendoor and Knock are trying […]
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May 14, 2018
Question: We want to buy a home and we want the sellers to pay some of our mortgage costs. They’re getting a lot of cash at closing and through our […]
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May 8, 2018
It’s not fun doling out that big mortgage check on a monthly basis. But there are ways to soften the blow with some smart moves to reduce your mortgage bill […]
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May 1, 2018
Buying a home for the first time is exciting. With all the information and ideas flowing on those popular HGTV shows, many people think they can be their own interior […]
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April 30, 2018
Question: We’re buying a house. It will cost us almost $500 to get an appraisal. Given free online estimates this seems like a huge waste of money. Isn’t there a […]
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April 24, 2018
The idea of moving all your stuff to a new house can be daunting whether it’s one street over or to the other side of the country. To make it […]
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April 17, 2018
People dream of picking the perfect home with the amenities they can’t live without. Yet, picking the right realtor for your needs could be even more important. Your realtor can […]
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Home Buying · News · USDA Home Loans
April 16, 2018
USDA home loans offer 100% financing, low rates, and affordable payments. These loans are becoming more popular by the day, as buyers discover an easier way to buy a home with zero down […]
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Mortgage expert Tim Lucas has been helping home owners for over 12 years.
