The housing market is stabilizing, and homes are appreciating again. With today’s low interest rates and affordable home prices, it’s a great time to buy.
August 26, 2015
Each month, Fannie Mae takes a poll of Americans to gauge consumer sentiment. July results, based on a survey of 1,000 consumers, seems to indicate a slight shift toward lower […]
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Home Buying · News · Real Estate Market · Refinance
August 20, 2015
Home purchase loans are overtaking refinances in a big way, according Ellie Mae’s Origination Insight Report for July. Purchases made up 63 percent of all mortgage transactions, taking a commanding lead […]
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May 4, 2015
You know how much you make. You know how many credit cards you pay on each month and how much you spend on food to feed your family. But you’ve […]
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April 21, 2015
Many still hold the idea that you couldn’t (or shouldn’t) buy a home unless you had a 20 percent down payment. But with the price of homes being what they are, […]
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March 25, 2015
So many factors go into deciding to transition from renting to owning. You have to consider your personal goals such as if you’ll stay in the same area; if your […]
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February 27, 2015
How much house can you afford? A recent report shows it depends on where you live. The National Association of Realtors (NAR) tracks home prices across the country and formulated […]
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Home Buying · Mortgage Rates · News
January 6, 2015
More renters are becoming owners. The National Association of Realtors (NAR) reports that home sales in the first few months of 2015 will be stronger than average. Mortgage rates in […]
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December 30, 2014
Fannie Mae and Freddie Mac now allow mortgages with down payments as low as 3 percent. The move provides direct competition with FHA loans. But will loosening the down payment requirements […]
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September 24, 2014
About a year and a half ago, everyone seemed to be refinancing their homes, while fewer people were applying for purchase mortgages. In fact, 62 percent of the market in […]
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Home Buying · Understanding Mortgages
September 19, 2014
It’s not done until it’s done. Every good loan officer will tell you that when you are in the process of getting a mortgage, and you haven’t closed on the […]
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