Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2026
An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home's purchase price. The buyer…
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Conventional Loans
Conventional Loans | Requirements & Guidelines for 2026
Most conventional loans are “conforming loans” that meet the standards set by Fannie Mae and Freddie Mac. Conventional loans boast great rates, lower costs, and home buying flexibility.…
How to Get Rid of PMI on an FHA Loan | With or Without Refinancing 2026
You may be able to get rid of PMI on an FHA loan (the FHA calls it MIP), depending on when you got the loan and your down…
Fannie Mae Family Opportunity Mortgage | 2026 Guidelines
You can buy a house for an elderly parent and get better interest rates by classifying it as "owner occupied." The Family Opportunity Mortgage is a great way…
Conventional 97 Loan | Guidelines & Requirements 2026
What is the conventional 97 loan program? A Conventional 97 loan allows homebuyers to get a conventional mortgage with only 3% down. The program is named for the…
Freddie Mac’s Home Possible vs Fannie Mae’s HomeReady: Which is better?
If you want to buy a home without a large down payment, there are plenty of government-backed programs available. But the opportunities don’t end there. Fannie Mae and…
Jumbo Loan Limit: How High Can You Go?
If you’re in the market for an expensive, luxury home, one of your main borrowing options will be jumbo loans. Jumbo loan terms and interest rates vary widely…
What Is The Difference Between Adjustable-Rate And Fixed-Rate Mortgages?
Comparing fixed-rate and adjustable-rate mortgages Most home shoppers settle the fixed vs adjustable rate mortgage question without much thought: they choose a fixed rate. But you may be…
VA Loan vs Conventional Loan: Which is better?
When you weigh a VA loan vs conventional financing, the rule is simple: If you’re eligible for a VA loan, it’s likely that this will be your best…