FHA Loans · News

FHA Reduces 2017 Mortgage Insurance Premiums

January 9, 2017

Editor’s note: FHA rolled back this proposal, and FHA mortgage insurance did not change from previous levels. To see current FHA insurance premiums, see our FHA loan page. This post will […]

Read More...

FHA Loans · Refinance

Tap into Home Equity with an FHA Cash Out Refinance [Updated for 2018]

January 2, 2017

What is an FHA Cash Out Refinance? There are two primary FHA refinance loan programs; the streamline refinance and the FHA cash out refinance. The FHA streamline refinance program refinances a […]

Read More...

FHA Loans · News

FHA Loans Perfect For These Types of Borrowers

January 1, 2017

Some people just don’t have perfect credit or a big savings account. These are some of the folks who might be the best candidates for an FHA loan these days. […]

Read More...

Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First Time and Repeat Home Buyers

November 19, 2016

One thing you should know as a first time or repeat home buyer is that mortgage lenders allow financial gifts to be used toward the down payment on a house. […]

Read More...

FHA Loans · Understanding Mortgages

Senior Citizens Can Be Successful at Getting Mortgages

September 13, 2016

A couple in their mid-70s just recently purchased a home and got a mortgage to move closer to their children and grandchildren. They decided on Home Equity Conversion Mortgages (HECM) […]

Read More...

Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

What is the Difference Between an FHA and Conventional Loan in Cost and Benefits?

July 6, 2016

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]

Read More...

FHA Loans · Mortgage Rates · Refinance

FHA Loans Getting Approved At High Clip

June 22, 2016

FHA loans closed at the highest clip in the past 18 months. Over 70 percent of FHA loans closed in the month of May, a jump from about 67 percent […]

Read More...

FHA Loans · Mortgage Rates · News

FHA Rates Hit Year-Low Levels

May 23, 2016

Homes Closed With Lowest Average Mortgage Rates in 12 Months April saw the lowest average mortgage rates in one year. Mortgage software leader Ellie Mae reported that the average 30-year […]

Read More...

FHA Loans

New Legislation Could Help FHA Condo Buyers

April 12, 2016

FHA Condo Buyers Could Soon Have More Options For the last few years, there haven’t been a lot of options for prospective condo buyers who were relying on FHA financing to fund their […]

Read More...

Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 22, 2016

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

Read More...

Get Free Quote

Choose Loan Type:

HARP Refinance Conventional Refinance VA Streamline Refinance FHA Streamline Refinance Home Purchase Conventional Home Purchase FHA Home Purchase USDA Home Purchase



Choose Your State:

Choose Your State... Alabama Alaska Arizona Arkansas California Colorado Connecticut Delaware Dist. of Columbia Florida Georgia Idaho Illinois Indiana Iowa Kansas Kentucky Louisiana Maine Maryland Massachusetts Michigan Minnesota Mississippi Missouri Montana Nebraska Nevada New Hampshire New Jersey New Mexico New York North Carolina North Dakota Ohio Oklahoma Oregon Pennsylvania Rhode Island South Carolina South Dakota Tennessee Texas Utah Vermont Virginia Washington West Virginia Wisconsin Wyoming







• As Seen On

  

• Tim Lucas

  

  Mortgage expert Tim Lucas has been helping home owners for over 12 years.

• Subscribe to our Mailing list

  Don't miss important home loan updates. Sign up for our newsletter. Your privacy is assured. More

  * indicates required

  Email Address *

  First Name

  Last Name

  
  

• Categories

  • Ask Tim
  • Cash Out Refinance
  • Conventional Loans
  • Credit
  • Expert Interviews
  • FHA Loans
  • HARP
  • HARP 3.0
  • Home Buying
  • Homeowner Tips
  • Investment Properties
  • Jumbo Loans
  • Mortgage Rates
  • Mortgage Strategy
  • News
  • Niche Mortgage Products
  • Private Mortgage Insurance
  • Q&A
  • Real Estate Market
  • Refinance
  • Uncategorized
  • Understanding Mortgages
  • USDA Home Loans
  • VA Home Loans

• Recent Posts

  • Current Mortgage Interest Rates
  • Do 40-Year Fixed Mortgages Exist and Who Do They Help?
  • Can I Use an FHA Refinance to Remove a Borrower?
  • Selling Your Home in Tight Life Situations with Cash Offers
  • Mortgages: Can I Still Get A Seller Contribution?
•