FHA Cash-out Refinance 2026 | Tap Into Your Home Equity
Editor’s note: Starting September 1, 2019, HUD, the administrator of FHA loans, reduced the maximum FHA cash-out refinance loan-to-value to 80%, down from 85%. What is an FHA…
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FHA Loans
5 Ways to Buy a Home with 5% Down or Less
One of the most common misconceptions about mortgages is that you need 20% down to buy a home. Options for buyers with 5 percent down or less show…
FHA Loan Down Payments | Requirements 2026
With an FHA loan, you can buy a home with as little as 3.5% down. Your FHA loan down payment minimum depends on your credit score.
FHA Home Improvement Loans | Rates & Requirements 2026
Finding a move-in-ready house in a great neighborhood can be expensive. But if you use a Federal Housing Administration (FHA) loan for your home improvements, you could renovate…
FHA Streamline Refinance Rates & Guidelines 2026
The FHA streamline refinance program helps current FHA homeowners lower their interest rate and monthly payment. It’s a quick and cost-effective way to refinance with lenient documentation requirements…
Piggyback Loan (80/10/10 Mortgage) | Rates & Requirements 2026
An 80 10 10 loan is a mortgage option in which a home buyer receives a first and second mortgage simultaneously, covering 90% of the home's purchase price. The buyer…
Buying a Home with an FHA Loan | Guidelines & Rates 2026
FHA loan requirements include minimum down payments of 3.5% and lenient credit guidelines. With competitive interest rates, FHA loans have enabled millions of people to buy homes when…
FHA Down Payment Assistance | Requirements 2026
Facing a large down payment is a big concern for most home buyers, especially at 3% to 20% of the purchase price. This guide explains how FHA down…
How to Find an FHA-approved Condo | 2026
If you’re buying a condo with an FHA loan, it may surprise you that not every project has FHA approval. But that doesn’t mean you can’t find a…
How to Get Rid of PMI on an FHA Loan | With or Without Refinancing 2026
You may be able to get rid of PMI on an FHA loan (the FHA calls it MIP), depending on when you got the loan and your down…