FHA Loans · News

FHA Reduces 2017 Mortgage Insurance Premiums

January 9, 2017

Editor’s note: FHA rolled back this proposal, and FHA mortgage insurance did not change from previous levels. To see current FHA insurance premiums, see our FHA loan page. This post will […]

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FHA Loans · Refinance

Tap into Home Equity with an FHA Cash Out Refinance [Updated for 2018]

January 2, 2017

What is an FHA Cash Out Refinance? There are two primary FHA refinance loan programs; the streamline refinance and the FHA cash out refinance. The FHA streamline refinance program refinances a […]

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FHA Loans · News

FHA Loans Perfect For These Types of Borrowers

January 1, 2017

Some people just don’t have perfect credit or a big savings account. These are some of the folks who might be the best candidates for an FHA loan these days. […]

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Conventional Loans · FHA Loans · Home Buying

Down Payment Gift Money for First Time and Repeat Home Buyers

November 19, 2016

One thing you should know as a first time or repeat home buyer is that mortgage lenders allow financial gifts to be used toward the down payment on a house. […]

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FHA Loans · Understanding Mortgages

Senior Citizens Can Be Successful at Getting Mortgages

September 13, 2016

A couple in their mid-70s just recently purchased a home and got a mortgage to move closer to their children and grandchildren. They decided on Home Equity Conversion Mortgages (HECM) […]

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Ask Tim · Conventional Loans · FHA Loans · Private Mortgage Insurance

What is the Difference Between an FHA and Conventional Loan in Cost and Benefits?

July 6, 2016

Q: I have good credit of about 730. I meet the requirements for both FHA and Conventional 97. I plan to live in the home for 6+ years. Which has […]

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FHA Loans · Mortgage Rates · Refinance

FHA Loans Getting Approved At High Clip

June 22, 2016

FHA loans closed at the highest clip in the past 18 months. Over 70 percent of FHA loans closed in the month of May, a jump from about 67 percent […]

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FHA Loans · Mortgage Rates · News

FHA Rates Hit Year-Low Levels

May 23, 2016

Homes Closed With Lowest Average Mortgage Rates in 12 Months April saw the lowest average mortgage rates in one year. Mortgage software leader Ellie Mae reported that the average 30-year […]

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FHA Loans

New Legislation Could Help FHA Condo Buyers

April 12, 2016

FHA Condo Buyers Could Soon Have More Options For the last few years, there haven’t been a lot of options for prospective condo buyers who were relying on FHA financing to fund their […]

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Conventional Loans · FHA Loans · USDA Home Loans · VA Home Loans

Mortgages That Don’t Require A 20% Downpayment

March 22, 2016

Low Downpayment Mortgage Options Many home buyers believe they need a 20% downpayment to buy a home. This misconception could stop buyers before they start, and cost them years of […]

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