Niche Mortgage Products

Home Equity Loan Rates & Requirements 2025

January 2, 2024

Niche Mortgage Products

No Income Verification Mortgage | Guidelines for 2025

January 2, 2024

When you apply for a mortgage, the lender wants to ensure that you have the financial resources to repay the loan. If you don’t have standard proof of income, like pay stubs and W-2s, then a lender might approve your mortgage based on other financial factors.

Home Buying · Niche Mortgage Products · USDA Home Loans

Differences And Similarities Between Land Loans And Home Mortgages

November 15, 2022

That perfect piece of land with mature trees and a lake has come up for sale. Your family has talked about building a house in the next few years. Now, […]

Niche Mortgage Products

Small Mortgage Loans: Do Lenders Do Them Any More?

November 15, 2022

Some areas of the country have homes for sale that don’t cost a fortune. In fact, the median sales price of homes in some areas is quite inexpensive – less […]

Niche Mortgage Products

Non-Conforming Loans: The Complete Guide

August 11, 2022

Niche Mortgage Products · Refinance

RefiNow and Refi Possible | New Low-Income Refinance Programs 2025

January 27, 2022

What are RefiNow and Refi Possible? RefiNow and Refi Possible are new refinance programs available to homeowners with existing conventional mortgages owned by Fannie Mae or Freddie Mac. They’re open […]

Niche Mortgage Products

Loans for Fixer Uppers

January 1, 2022

You have your eye on that Cape Cod on the corner. You see the beauty beyond its shabby, unkempt appearance. It will be a gem and the prettiest house on […]

HARP · HARP 3.0 · Niche Mortgage Products

Compelling Option for HARP Ineligible Homeowners: Cash-In Refi

January 1, 2022

Editor’s Note: The HARP program expired December 31, 2018. The Freddie Mac Enhanced Relief Refinance (FMERR) loan program has been a popular replacement option. Additionally, Fannie Mae’s High LTV Refinance […]