Has Refinancing A VA Mortgage Become Harder?
July 5, 2018
Question: I’m a vet and recently heard that a VA mortgage has become more difficult to refinance for borrowers like me. What are the new rules and why is the VA […]
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Mortgage rates are up so will I qualify for a loan?
June 18, 2018
Question: Will I be able to qualify a loan now that mortgage rates are up? Answer: No doubt mortgage rates are up. This does not mean mortgage loans are no […]
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What Makes A Mortgage Affordable?
June 6, 2018
Question: With both home prices and mortgage rates rising during the first half of 2018 are lenders doing anything to ease credit requirements so that homes are more affordable? Answer: […]
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Mortgages: Can I Still Get A Seller Contribution?
May 14, 2018
Question: We want to buy a home and we want the sellers to pay some of our mortgage costs. They’re getting a lot of cash at closing and through our […]
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Why Should I Pay For An Appraisal?
April 30, 2018
Question: We’re buying a house. It will cost us almost $500 to get an appraisal. Given free online estimates this seems like a huge waste of money. Isn’t there a […]
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Is Now The Time To Lock-in Mortgage Rates?
April 16, 2018
Question: We’ve been speaking with a mortgage lender and she said that in the face of rising rates that now would be a good time to get a lock-in. What […]
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Does Tax Reform Make Real Estate Less Attractive?
April 4, 2018
Question: Given tax reform does it still make sense to buy a home when you can get a rental in many markets for the same money or less? Answer: The […]
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Yikes! How Do We Cancel Mortgage Insurance?
March 5, 2018
Question: We pay a hefty amount each month for mortgage insurance. Paying down principal would be a much better use of our cash. How do we get rid of mortgage […]
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Why is the Total Bill For a Home More Than the Borrowed Amount?
February 12, 2018
Question: We went to see a lender and it was a terrifying experience. The lender says we can afford to borrow $225,000 at 4 percent interest. Our monthly payment will […]
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Why Do Credit Scores Suddenly Decline?
January 19, 2018
Question: Our credit score recently declined so we got free copies of our credit reports but could not find a single incorrect entry. We haven’t gone out and bought a […]
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