Buyers Needing USDA Home Loans Get a Do-Over
January 1, 2022
Homebuyers in suburban areas who would have missed their shot at a zero-down home loan will get a do-over. USDA home loan eligibility map changes will not take effect in […]
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USDA Credit Score & Collection Account Q&A
January 1, 2022
Amy asks: Can I get approved for a USDA home loan with having settled and paid off collections on my report? I was unemployed and made arrangements to pay my […]
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Home Buyers Who Couldn’t Qualify – Until They Discovered the USDA Loan
January 1, 2022
When people hear the acronym USDA (U.S. Department of Agriculture), they probably think about crops and cows and such. But this entity actually offers quite a unique mortgage loan for […]
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Home Buying · Homeowner Tips · USDA Home Loans
How Commuting Costs and Time Factor into Home Buying
January 1, 2022
Lenders, realtors and finance professionals have said for years that your housing costs should never go over 30 percent of your income. But this conventional wisdom often doesn’t account for […]
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Advantages of the USDA Home Loan Program
January 1, 2022
If you’re in the market for buying a home, you’ve probably been researching your loan options. While there is a lot of information available for conventional loans, as well as […]
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Home Buying · News · USDA Home Loans
USDA Home Loan Map Changes to Affect 8% of Potential Buyers
January 1, 2022
The USDA home loan is a zero-down payment mortgage that makes it easier to buy a home in rural and suburban neighborhoods across the country. Over 97% of the United […]
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USDA 0-Down Loans Ramp Up Before Eligibility Maps Change
January 1, 2022
Update: USDA has postponed map changes until October 2017 at the earliest. Going forward, USDA will review maps every three to five years to decide whether to make changes. The last […]
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What is a USDA Loan?
April 27, 2021
Since 1991, the U.S. Department of Agriculture (USDA) has been offering rural development loans to encourage people to buy homes out in the country or in suburban areas of big […]
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USDA Loan Map Changes Delayed until at least October 1, 2017
September 30, 2015
Update: The USDA home loan eligibility map changes scheduled for October 1, 2015 have been postponed until October 1, 2017 at the earliest. On December 16, 2014, the President signed […]
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USDA Upfront Funding Fee Increasing from 2.0% to 2.75% on October 1, 2015
August 24, 2015
USDA home loans require zero down payment and offer ultra-low rates. This loan program has helped more than 1 million home buyers since its inception in 1949. Still one of […]
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