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Consider upsizing your home after retirement

Cash Out Refinance · Home Buying · Homeowner Tips

Considering Upsizing Even During Retirement

January 1, 2022

Retirement should be about making the choices and living the life you want. For some retirees, this means upsizing their home rather than downsizing. These retirees want more room for […]

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First-Time Home Buyer Grants

Uncategorized

Is Paying Cash For Your Home A Good Idea?

January 1, 2022

Many first time home buyers assume that a mortgage is necessary to purchase a house. However, more than one-fifth of homebuyers in the U.S. used cash to purchase their homes. […]

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blue-house-with-red-door-for-sale

Home Buying

How Solid Is My Mortgage Pre-Approval?

January 1, 2022

One of the first and most important steps when buying a home is getting pre-approved. In addition to the peace-of-mind it gives home buyers, pre-approval letters provide leverage when negotiating […]

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What is a USDA Loan?

News · Refinance · VA Home Loans

VA Refinance: Removing a Borrower From the Loan

January 1, 2022

The VA streamline refinance, also known as an IRRRL, has helped millions of US military veterans and service members lower their mortgage rate and house payment. While the VA streamline […]

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Couple moving boxes into a new home

Q&A

Can I Buy Real Estate With A Friend?

January 1, 2022

Question: My boyfriend and I would like to buy a small house. Will lenders have extra requirements for us because we’re not married? Answer: According to the Consumer Financial Protection […]

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Conventional Loan Limits

Refinance

Can You Refinance Your Mortgage With No Closing Costs?

January 1, 2022

The first thing you should do is read the fine print when you hear or see a lender advertising a refinance loan with no closing costs. “In the refinance world when […]

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Using a 80 10 10 to finance a home

Uncategorized · Understanding Mortgages

How Does A Piggyback Mortgage Cut Financing Costs?

January 1, 2022

Question: We want to purchase a home for $295,000. We spoke with a loan officer about financing with an FHA mortgage and found out we qualify. However, to get FHA […]

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No Closing Cost Refinance The Complete Guide_

Home Buying

Things to Consider Before Buying a Vacation Home

January 1, 2022

Your memories of vacationing the summer away at your grandparents’ lake cabin entice you to get your own piece of vacation paradise. Buying a vacation home is an emotional high. […]

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HARP 3 is in Oregon, coming to rest of states

HARP · HARP 3.0 · News

HARP 3-like Mortgage Now Available in Oregon. Are the Other 49 States Next?

January 1, 2022

Editor’s Note: The HARP program expired Dec. 31, 2018, but most homes have increased in value considerably since HARP rolled out. This means many homeowners may currently be eligible for […]

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How big of a mortgage can you get?

Home Buying

How Much Mortgage Can I Qualify For?

January 1, 2022

You’ve decided it’s time to buy your first house. You’ve rented for years and are tired of giving your money to someone else. So, you’ve saved for a down payment, […]

Read More
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